3305 Waverly Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 3305 Waverly Dr, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,096 sqft · built 1984
Lot Size	2.93 acres (127,718 sqft)
Owner	Individual Name on File
Last Sale	$554,800 (May 2013)
Tax Bill	$8,902 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04200-00-00-18400`

Property Details

APN / Parcel Number

Primary APN	`04200-00-00-18400`
Alternative APN	`8948`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,096 sqft Finished Area
Attic	Attic
Attic Area	166 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	127,718 sqft (2.93 acres)
Garage Area	484 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	368 sqft
Deck Area	447 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3305 WAVERLY DR
City	CHARLOTTESVILLE
State	VA
Zip	22901-9581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	WAVERLY 20
Legal Subdivision	WAVERLY
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	3
Census Block	3028
Census Tract	10100

Owner

3305 Waverly Dr is owned and occupied by an individual who bought it in May 2013.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3305 WAVERLY DR, CHARLOTTESVILLE, VA 22901-9581
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2013 · Amount on File
Deed Sale	May 9, 2013 · Amount on File
Deed Document Number	20136407
Deed Book / Page	4346 / 499
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3305 WAVERLY DR, CHARLOTTESVILLE, VA 22901-9581
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5040 CORPORATE WOODS DR 120, 120, VIRGINIA BEACH, VA 23462-4377

Mortgage

Document Number	202200013059
Date	Nov 21, 2022
Instrument	202200013059

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Sep 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3305 WAVERLY DR, CHARLOTTESVILLE, VA 22901-9581
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5509/540
Date	Mar 31, 2021
Book Page	5509/540
Instrument	2021-00005577

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3305 Waverly Dr was $8,902, up 15.9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,902.00 (+15.85%)	$995,700 (+15.83%) Land $201,600 Building $794,100	$995,700 (+15.83%) Land $201,600 Building $794,100
2025	$7,684.00	$859,600 Land $201,600 Building $658,000	$859,600 Land $201,600 Building $658,000
2023	$6,883.00	$806,000 Land $187,200 Building $618,800	$806,000 Land $187,200 Building $618,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3305 Waverly Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jun 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3305 Waverly Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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