3160 Waverly Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 3160 Waverly Dr, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,492 sqft · built 1987
Lot Size	3.14 acres (136,909 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Aug 2025)
Tax Bill	$10,014 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04200-00-00-21800`

Property Details

APN / Parcel Number

Primary APN	`04200-00-00-21800`
Alternative APN	`8982`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,492 sqft Finished Area
Basement Area	1,488 sqft
Finished Basement	1,488 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	136,909 sqft (3.14 acres)
Garage Area	600 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	1,526 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3160 WAVERLY DR
City	CHARLOTTESVILLE
State	VA
Zip	22901-9576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	WAVERLY 55
Legal Subdivision	WAVERLY
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	3
Census Block	3028
Census Tract	10100

Owner

3160 Waverly Dr is owned and occupied by two individuals who bought it in August 2025.

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3160 WAVERLY DR, CHARLOTTESVILLE, VA 22901-9576
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on File
Deed Sale	Aug 25, 2025 · Amount on File
Deed Document Number	20258023
Record Updated	Sep 20, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 25, 2025
Property Address	3160 WAVERLY DR, CHARLOTTESVILLE, VA 22901-9576
Document Number	202500008023
Map Reference	MB 939 PG 431
Instrument Date	Aug 19, 2025
Instrument	202500008023
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3160 WAVERLY DR, CHARLOTTESVILLE, VA 22901-9576

Mortgage

Document Number	202500008024
Date	Aug 25, 2025
Instrument	202500008024

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 3160 Waverly Dr was $10,014, up 18% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,014.00 (+18.05%)	$1,120,100 (+18.04%) Land $203,600 Building $916,500	$1,120,100 (+18.04%) Land $203,600 Building $916,500
2025	$8,483.00	$948,900 Land $203,600 Building $745,300	$948,900 Land $203,600 Building $745,300
2023	$7,853.00	$919,600 Land $189,100 Building $730,500	$919,600 Land $189,100 Building $730,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3160 Waverly Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jun 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3160 Waverly Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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