3305 NW Panorama Dr, Bend, OR 97703 Property Records

Deschutes County property record for 3305 NW Panorama Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,417 sqft · built 2017
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Trust Names on File
Last Sale	$1,320,000 (Nov 2020)
Tax Bill	$9,494 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171219 DB 01400`

Property Details

APN / Parcel Number

Primary APN	`171219 DB 01400`
Alternative APNs	`R1001171219DB01400` `199050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,417 sqft Living Area
1st Floor Area	2,417 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Lot Area	35,284 sqft (0.81 acres)
Garage Type	Mixed
Garage Area	906 sqft

Location & Zoning

Account Number	199050
Old Parcel Number	R1001171219DB01400
Street Address	3305 NW PANORAMA DR
City	BEND
State	OR
Zip	97703-5461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:9 SUBD:AWBREY BUTTE HOMESITES PHASE TWENTY EIGH SEC/TWN/RNG/MER:SEC 19 TWN 17 RNG 12 MAP REF:171219-DB
Legal Range	12E
Legal Township	17S
Legal Section	19
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	AWBREY BUTTE HOMESITES PHASE TWENTY EIGH
Legal Lot Number	9
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1004
Census Tract	1301

Owner

3305 NW Panorama Dr is held in a trust since November 2020.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	2 Trust Names on File
Mailing Address	95-1051 HEHINA ST, MILILANI, HI 96789-6595
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Nov 12, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on File
Deed Sale	Nov 12, 2020 · Amount on File
Prior Sale	Jul 8, 2016 · Amount on File
Deed Document Number	2020-60880
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	3305 NW PANORAMA DR, BEND, OR 97703-5461
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029208
Date	Jul 18, 2018
Instrument	2018-29208

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	APO, AE 09703

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	3305 NW PANORAMA DR, BEND, OR 97703-5461
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055195
Date	Oct 19, 2020
Instrument	2020-55195

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 12, 2020
Property Address	3305 NW PANORAMA DR, BEND, OR 97703-5461
Document Number	0000060880
Instrument Date	Nov 9, 2020
Instrument	60880
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	95-1051 HEHINA ST MILILANI HI 967896595, MILILANI, HI 96789-6595

Tax Assessment & Valuation

The 2025 property tax bill for 3305 NW Panorama Dr was $9,494, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,494.00 (+3.94%)	$561,920 (+3%)	$1,309,200 (+0.02%) Land $420,000 Building $889,200
2024	$9,134.00 (+7.88%)	$545,560 (+3%)	$1,308,930 (+0.85%) Land $470,000 Building $838,930
2023	$8,467.00	$529,670	$1,297,920 Land $534,500 Building $763,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3305 NW Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3305 NW Panorama Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Verizon.

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