3301 NW Panorama Dr, Bend, OR 97703 Property Records

Deschutes County property record for 3301 NW Panorama Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,429 sqft · built 2005
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Trust Names on File
Last Sale	$1,012,050 (Jun 2009)
Tax Bill	$12,746 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171219-DB-01500`

Property Details

APN / Parcel Number

Primary APN	`171219-DB-01500`
Alternative APNs	`R1001171219DB01500` `199051`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,429 sqft Living Area
Gross Area	5,434 sqft
1st Floor Area	2,194 sqft
Basement Area	2,235 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	39,204 sqft (0.9 acres)
Garage Area	1,005 sqft
Deck Area	716 sqft

Location & Zoning

Account Number	199051
Street Address	3301 NW PANORAMA DR
City	BEND
State	OR
Zip	97703-5461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	AWBREY BUTTE HOMESITES PHASE TWENTY EIGHT LOT 10
Legal Range	12
Legal Township	17
Legal Section	19
Legal Subdivision	AWBREY BUTTE HOMESITES PHASE TWENTY EIGH
Legal Lot Number	10
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1004
Census Tract	1301

Owner

3301 NW Panorama Dr is owner-occupied and held in a trust since June 2026.

Source: Deschutes County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3301 NW PANORAMA DR, BEND, OR 97703-5461
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit MID OREGON FCU
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit MID OREGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2009 · Amount on File
Deed Sale	Jun 24, 2009 · Amount on File
Prior Sale	Jan 3, 2005 · Amount on File
Deed Document Number	200926723
Last Transfer Date	Jun 25, 2026
Transfer Doc	0000019153
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 25, 2026
Property Address	3301 NW PANORAMA DR, BEND, OR 97703-5461
Document Number	0000019153
Instrument Date	Jun 25, 2026
Instrument	202619153
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3301 NW PANORAMA DR, BEND, OR 97703-5461

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	3301 NW PANORAMA DR, BEND, OR 97703-5461
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3301 NW PANORAMA DR, BEND, OR 97703-5461

Mortgage

Document Number	0000017776
Date	Apr 29, 2022
Instrument	2022-17776

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97708

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	3301 NW PANORAMA DR, BEND, OR 97703-5461
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3301 NW PANORAMA DR, BEND, OR 97703-5461

Mortgage

Document Number	0000057811
Date	Oct 12, 2021
Instrument	2021-57811

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	3301 NW PANORAMA DR, BEND, OR 97703-5461
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013339
Date	Apr 10, 2017
Instrument	2017-13339

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97708

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3301 NW Panorama Dr was $12,746, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,746.00 (+3.94%)	$754,410 (+3%)	$2,446,940 (+1.79%) Land $427,000 Building $2,019,940
2024	$12,263.00 (+7.87%)	$732,440 (+3%)	$2,403,890 (+3.87%) Land $477,000 Building $1,926,890
2023	$11,368.00	$711,110	$2,314,230 Land $541,500 Building $1,772,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3301 NW Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3301 NW Panorama Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Verizon.

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