3305 Cullen Dr, Ames, IA 50010 Property Records

Story County property record for 3305 Cullen Dr, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,862 sqft · built 2013
Lot Size	0.225 acres (9,796 sqft)
Owner	Individual Name on Record
Last Sale	$358,500 (Jul 2013)
Deeds & Mortgages	Jun 2025 Reverse Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-28-427-050`

Property Details

APN / Parcel Number

Primary APN	`05-28-427-050`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,859 sqft
Basement Area	992 sqft
Finished Basement	992 sqft
Unfinished Basement	1,862 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,796 sqft (0.225 acres)
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3305 CULLEN DR
City	AMES
State	IA
Zip	50010-1162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FS-RL
Legal Description	TAYLOR GLENN SD 3RD ADD LOT:21 AMES
Legal Subdivision	TAYLOR GLENN SD 3RD ADD
Legal Lot Number	21
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1000
Census Tract	105

Owner

Source: Story County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3305 CULLEN DR, AMES, IA 50010-1162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2013 · Amount on Record
Deed Sale	Jul 15, 2013 · Amount on Record
Deed Document Number	20138416
Last Transfer Date	Apr 2, 2025
Transfer Doc	0202502239
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	3305 CULLEN DR, AMES, IA 50010-1162
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3305 CULLEN DR, AMES, IA 50010-1162

Mortgage

Document Number	0202504665
Date	Jun 18, 2025
Instrument	2025-04665

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	929 Months
Due	Nov 22, 2102

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2025
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.5%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	3305 CULLEN DR, AMES, IA 50010-1162
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201447
Date	Feb 15, 2022
Instrument	2022-01447

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 15, 2027

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	3305 CULLEN DR, AMES, IA 50010-1162
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202204304
Date	May 4, 2022
Instrument	2022-04304

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2037

Interest

Rate Type	Fixed Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	3305 CULLEN DR, AMES, IA 50010-1162
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202209371
Date	Sep 21, 2022
Instrument	2022-09371

Lender

Name	LENDAGE LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$409,700 (+3.36%) Land $100,400 Building $309,300	$409,700 (+3.36%) Land $100,400 Building $309,300
2023	$396,400 Land $96,300 Building $300,100	$396,400 Land $96,300 Building $300,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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