3223 Cullen Dr, Ames, IA 50010 Property Records

Story County property record for 3223 Cullen Dr, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,403 sqft · built 2007
Lot Size	0.227 acres (9,903 sqft)
Owner	2 Individual Names on File
Last Sale	$362,500 (Jun 2024)
Tax Bill	$4,772 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-28-427-040`

Property Details

APN / Parcel Number

Primary APN	`05-28-427-040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,403 sqft Living Area
1st Floor Area	1,403 sqft
Basement Area	1,403 sqft
Unfinished Basement	1,402 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,903 sqft (0.227 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3223 CULLEN DR
City	AMES
State	IA
Zip	50010-1163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FS-RL
Legal Description	TAYLOR GLENN SD 3RD ADD LOT:22 AMES
Legal Subdivision	TAYLOR GLENN SD 3RD ADD
Legal Lot Number	22
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1000
Census Tract	105

Owner

3223 Cullen Dr is owned and occupied by two individuals who bought it in June 2024.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3223 CULLEN DR, AMES, IA 50010-1163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 23, 2017	Warranty Deed, Transfer · Conventional Mortgage RIVER VALLEY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2024 · Amount on File
Deed Sale	Jun 20, 2024 · Amount on File
Deed Document Number	20244167
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	3223 CULLEN DR, AMES, IA 50010-1163
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202106459
Date	May 24, 2021
Instrument	2021-06459

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 2, 2036

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Oct 23, 2017
Property Address	3223 CULLEN DR, AMES, IA 50010-1163
Document Number	201700010785
Instrument Date	Oct 19, 2017
Instrument	2017-00010785
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3223 CULLEN DR, AMES, IA 50010-1163

Mortgage

Document Number	0201710786
Date	Oct 23, 2017
Instrument	2017-10786

Lender

Name	RIVER VALLEY CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3223 Cullen Dr was $4,772, up 12.5% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,772.00 (+12.55%)	$347,000 Land $101,500 Building $245,500	$347,000 Land $101,500 Building $245,500
2024	$4,240.00
2023		$292,300 Land $68,600 Building $223,700	$292,300 Land $68,600 Building $223,700
2022	$4,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3223 Cullen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3223 Cullen Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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