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3304 Ernest Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 3304 Ernest Dr, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,234 sqft · built 1997
Lot Size0.082 acres (3,600 sqft)
OwnerCompany Name on File
Last Sale$139,500 (Jul 1997)
Tax Bill$2,775 (2025)
Deeds & MortgagesNov 2023 Transfer
Mar 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN213-362-380-000

Property Details

APN / Parcel Number

Primary APN213-362-380-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,234 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Construction TypeWood
Lot Area3,600 sqft (0.082 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3304 ERNEST DR
CityTRACY
StateCA
Zip95376-2058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description96-FM PT OF 213-070-60 PER CALIFORNIA MIRAGE
Legal SubdivisionCALIFORNIA MIRAGE
Legal Tract2602
Legal Lot Number148
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1002
Census Tract5310

Owner

Source: San Joaquin County records · APN 213-362-380-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address3304 ERNEST DR, TRACY, CA 95376-2058
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 08, 2023Intrafamily Transfer, Transfer
Mar 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
MEGA CAPITAL FUNDING INC
Apr 11, 2017Deed of Trust, Mortgage · Line of Credit
UMPQUA BANK
Jul 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
May 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 1997 · Amount on Record
Deed SaleJul 28, 1997 · Amount on Record
Prior SaleJul 28, 1997 · Amount on Record
Deed Document Number0000073625
Deed Book / Page213
Last Transfer DateNov 08, 2023
Transfer Doc0000091994
Record UpdatedJun 07, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateNov 08, 2023
Property Address3304 ERNEST DR, TRACY, CA 95376-2058
Document Number0000091994
Map ReferenceVOL 32 PG 71
Instrument DateNov 06, 2023
Instrument2023-091994
Transaction TypeTransfer
Record UpdatedNov 20, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3304 ERNEST DR, TRACY, CA 95376-2058

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3304 ERNEST DR, TRACY, CA 95376-2058
Transaction TypeMortgage
Record UpdatedMar 19, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3304 ERNEST DR, TRACY, CA 95376-2058

Mortgage

Document Number0000042787
DateMar 09, 2021
Instrument2021-042787
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3304 ERNEST DR, TRACY, CA 95376-2058
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040846
DateApr 11, 2017
Instrument2017-040846
Lender
NameUMPQUA BANK
TypeBank
AddressCONCORD, CA 94520
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3304 ERNEST DR, TRACY, CA 95376-2058
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3304 ERNEST DR, TRACY, CA 95376-2058

Mortgage

Document Number0000080902
DateJul 31, 2019
Instrument2019-080902
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3304 ERNEST DR, TRACY, CA 95376-2058
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056397
DateMay 13, 2020
Instrument2020-056397
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,775.00 (+9.77%) Homeowner's exemption$225,539 (+4.04%) Land $71,847 Building $153,692
2023$2,528.00 (+2.22%) Homeowner's exemption$216,783 Land $69,058 Building $147,725
2022$2,473.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 167 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
UnWired Broadband Holding
Fixed Wireless		400 / 50
Cal.net
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, Ayera Technologies, Verizon, Zinnia Networks.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF TRACY
serves 98,215 people
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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