3285 Ernest Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 3285 Ernest Dr, Tracy, CA 95376 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,345 sqft · built 1996
Lot Size	0.095 acres (4,115 sqft)
Owner	Individual Name on File
Tax Bill	$5,346 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`213-361-290-000`

Property Details

APN / Parcel Number

Primary APN	`213-361-290-000`
Alternative APN	`213-361-29`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,345 sqft Living Area
1st Floor Area	1,345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,115 sqft (0.095 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	213-361-29
Street Address	3285 ERNEST DR
City	TRACY
State	CA
Zip	95376-2057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	96-FM PT OF 213-070-60 PER CALIFORNIA MIRAGE
Legal Subdivision	CALIFORNIA MIRAGE
Legal Block	1
Legal Lot Number	70
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1001
Census Tract	5310

Owner

Source: San Joaquin County records · APN 213-361-290-000

Assessment roll updated September 24, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3285 ERNEST DR, TRACY, CA 95376-2057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Intrafamily Transfer, Transfer · VA Mortgage NATIONSTAR MORTGAGE LLC
Oct 08, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Dec 15, 2017	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2024
Deed Sale	Mar 25, 2024
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	202424189
Prior Transfer Date	Mar 18, 2024
Prior Transfer Doc	0000024189
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 25, 2024
Property Address	3285 ERNEST DR, TRACY, CA 95376-2057
Document Number	0000024189
Map Reference	VOL 32 PG 71
Instrument Date	Mar 18, 2024
Instrument	2024-024189
Transaction Type	Transfer
Record Updated	Apr 04, 2024
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3285 ERNEST DR, TRACY, CA 95376-2057

Mortgage

Document Number	0000024190
Date	Mar 25, 2024
Instrument	2024-024190

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3285 ERNEST DR, TRACY, CA 95376-2057
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE 365 INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 HORIZON WAY, IRVING, TX 75063-2260

Mortgage

Document Number	0000134070
Date	Oct 08, 2020
Instrument	2020-134070

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 15, 2017
Property Address	3285 ERNEST DR, TRACY, CA 95376-2057
Document Number	0000146721
Instrument Date	Dec 12, 2017
Instrument	146721
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	OLD REPUBLIC TITLE COMPANY CONCORD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3285 ERNEST DR TRACY CA 953762057, TRACY, CA 95376-2057

Mortgage

Document Number	146722
Date	Dec 15, 2017
Instrument	146722

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,346.00 (+10.02%)	$449,439 (+4.04%) Land $136,537 Building $312,902
2023	$4,859.00 (+2.12%) Homeowner's exemption	$431,988 Land $131,236 Building $300,752	$517,320
2022	$4,758.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 860 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: AT&T, Verizon, Zinnia Networks, T-Mobile USA, UnWired Broadband Holding, Ayera Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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