3304 E Congress Ave, Spokane, WA 99223 Property Records

Spokane County property record for 3304 E Congress Ave, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,593 sqft · built 1948
Lot Size	0.164 acres (7,155 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jun 2008)
Tax Bill	$4,525 (2026)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35272.3306`

Property Details

APN / Parcel Number

Primary APN	`35272.3306`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,593 sqft Living Area
Gross Area	3,593 sqft
1st Floor Area	1,609 sqft
Basement Area	984 sqft
Finished Basement	984 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,155 sqft (0.164 acres)
Lot Dimensions	135 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	96 sqft
Deck Area	96 sqft
Patio Area	140 sqft
Canopy	96 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3304 E CONGRESS AVE
City	SPOKANE
State	WA
Zip	99223-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MURPHY-GIL&KERN L1 B7
Legal Range	43E
Legal Township	25N
Legal Section	27
Legal Subdivision	MURPHY-GIL&KERN
Legal Block	7
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3005
Census Tract	4602

Owner

3304 E Congress Ave is owned and occupied by two individuals who bought it in June 2008.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3304 E CONGRESS AVE, SPOKANE, WA 99223-5431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2008 · Amount on File
Deed Sale	Jun 23, 2008 · Amount on File
Prior Sale	Sep 22, 1998 · Amount on File
Deed Document Number	20085689089
Prior Transfer Date	Oct 13, 2003
Prior Transfer Doc	0004984212
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3304 E CONGRESS AVE, SPOKANE, WA 99223-5431
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	TICOR CP, TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007150894
Date	Nov 17, 2021
Instrument	7150894

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 3304 E Congress Ave was $4,525, up 3.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,525.00 (+3.33%)	$447,400 Land $130,000 Building $317,400	$447,400 Land $130,000 Building $317,400
2025	$4,379.00
2024		$442,400 (+21.74%) Land $80,000 Building $362,400	$442,400 (+21.74%) Land $80,000 Building $362,400
2023	$4,325.00 (+1.79%)	$363,400 Land $60,000 Building $303,400	$363,400 Land $60,000 Building $303,400
2022	$4,249.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3304 E Congress Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3304 E Congress Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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