3227 E Congress Ave, Spokane, WA 99223 Property Records

Spokane County property record for 3227 E Congress Ave, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,549 sqft · built 1949
Lot Size	0.164 acres (7,155 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jul 2021)
Tax Bill	$3,521 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35272.3112`

Property Details

APN / Parcel Number

Primary APN	`35272.3112`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,549 sqft Living Area
1st Floor Area	781 sqft
Basement Area	768 sqft
Finished Basement	768 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,155 sqft (0.164 acres)
Lot Dimensions	135 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Patio Area	170 sqft
Canopy	170 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3227 E CONGRESS AVE
City	SPOKANE
State	WA
Zip	99223-5428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MURPHY-GIL&KERN L7 B5
Legal Range	43E
Legal Township	25N
Legal Section	27
Legal Subdivision	MURPHY-GIL&KERN
Legal Block	5
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2013
Census Tract	4602

Owner

3227 E Congress Ave is owned and occupied by two individuals who bought it in July 2021.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3227 E CONGRESS AVE, SPOKANE, WA 99223-5428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jun 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on File
Deed Sale	Jul 14, 2021 · Amount on File
Prior Sale	Aug 8, 2011 · Amount on File
Deed Document Number	20217100575
Prior Transfer Date	Aug 17, 2004
Prior Transfer Doc	0005117050
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 14, 2021
Property Address	3227 E CONGRESS AVE, SPOKANE, WA 99223-5428
Document Number	0007100575
Map Reference	VOL B PG 32
Instrument Date	Jul 13, 2021
Instrument	7100575
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3227 E CONGRESS AVE, SPOKANE, WA 99223-5428

Mortgage

Document Number	0007100576
Date	Jul 14, 2021
Instrument	7100576

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0007100577
Date	Jul 14, 2021
Instrument	7100577

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3227 E CONGRESS AVE, SPOKANE, WA 99223-5428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006814270
Date	Jun 18, 2019
Instrument	6814270

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99223

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 3227 E Congress Ave was $3,521, up 4.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,521.00 (+4.67%)	$364,300 Land $130,000 Building $234,300	$364,300 Land $130,000 Building $234,300
2025	$3,364.00
2024		$321,900 (+35.25%) Land $80,000 Building $241,900	$321,900 (+35.25%) Land $80,000 Building $241,900
2023	$3,150.00 (+13.07%)	$238,000 Land $60,000 Building $178,000	$238,000 Land $60,000 Building $178,000
2022	$2,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3227 E Congress Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3227 E Congress Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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