3304 Duck Ave, Key West, FL 33040 Property Records

Monroe County property record for 3304 Duck Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,136 sqft · built 1985
Lot Size0.047 acres (2,063 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (May 2014)
Tax Bill$2,959 (2024)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone AE (high risk)
APN00052960-000300

Property Details

APN / Parcel Number

Primary APN00052960-000300
Alternative APNs
  • 01010100052960000300
  • 8687532

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,136 sqft Living Area
1st Floor Area1,136 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2010
Exterior MaterialWood
Foundation TypeConcrete
Roof TypeMansard
Roof MaterialTar & Gravel
Lot Area2,063 sqft (0.047 acres)
Lot Dimensions55 ft deep x 38 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area216 sqft
Deck Area230 sqft
Patio Area275 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number8687532
Old Parcel Number01010100052960000300
Street Address3304 DUCK AVE
CityKEY WEST
StateFL
Zip33040-4183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT BLOCK 9 KW FOUNDATION COS PLAT NO 2 PB1-189 A/K/A UNIT 3 KEY WEST ESTATES OR1015-869/870 OR1108-989 OR1614-920/924A/D
Legal Range25E
Legal Township67S
Legal Section33
Legal SubdivisionKEY WEST FOUNDATION CO PLAT NO 2
Legal Block9
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3015
Census Tract971900

Owner

3304 Duck Ave is owned and occupied by an individual who bought it in May 2014.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3304 DUCK AVE, KEY WEST, FL 33040-4183
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2014 · Amount on File
Deed SaleMay 21, 2014 · Amount on File
Prior SaleDec 21, 2009 · Amount on File
Deed Document Number1982008
Deed Book / Page2685 / 1158
Record UpdatedJun 8, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address3304 DUCK AVE, KEY WEST, FL 33040-4183
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029631752
DateMay 10, 2019
Book Page2963/1752
Instrument2219561
Lender
NameIBERIABANK
TypeBank
AddressLAFAYETTE, LA 70501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$352,449$531,448 Land $335,238 Building $196,210
2024$2,959.00 (+2%)
2023$2,901.00 (+4.65%) Homeowner's exemption$332,541 (+3%)$510,100 (+18.16%) Land $330,080 Building $180,020
2022$2,772.00 Homeowner's exemption$322,856$431,699 Land $249,623 Building $182,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3304 Duck Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 298 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies298 in force
Nearby Flood Claims232 (1979–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 32 claims
  • Hurricane Wilma, Nov 2005 · 134 claims
  • Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3304 Duck Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on Duck Ave

Nearby Streets

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