3300 Duck Ave, Key West, FL 33040 Property Records

Monroe County property record for 3300 Duck Ave, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,032 sqft · built 1985
Lot Size	0.044 acres (1,928 sqft)
Owner	Individual Name on File
Last Sale	$579,000 (Jul 2026)
Tax Bill	$4,356 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00052960-000100`

Property Details

APN / Parcel Number

Primary APN	`00052960-000100`
Alternative APNs	`01010100052960000100` `8687516`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2012
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	1,928 sqft (0.044 acres)
Lot Dimensions	51 ft deep x 38 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	196 sqft
Deck Area	230 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	8687516
Street Address	3300 DUCK AVE
City	KEY WEST
State	FL
Zip	33040-4183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	PT BK 9 A/K/A UNIT 1 KW FOUNDATION COS PLAT NO 2 PB1-189 KEY WEST ESTATES OR1024-1331/32 OR1148-496/97 OR1447-332/33 OR1534-828 OR1723-325/27 OR2005-2342/43 OR2438-1682/83C/T OR2472-435/36 OR2535-762/63 OR2980-590 OR3089-501
Legal Range	25E
Legal Township	67S
Legal Section	33
Legal Subdivision	KEY WEST FOUNDATION COS PLAT NO 2
Legal Block	9
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3015
Census Tract	971900

Owner

3300 Duck Ave is owned and occupied by an individual who bought it in July 2026.

Source: Monroe County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	3300 DUCK AVE, KEY WEST, FL 33040-4183
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST HORIZON BANK
Apr 14, 2021	Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	Apr 14, 2021 · Amount on File
Deed Document Number	20262553595
Deed Book / Page	3394 / 780
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 28, 2026
Property Address	3300 DUCK AVE, KEY WEST, FL 33040-4183
Document Number	0002553595
Book / Page	3394 / 780
Instrument Date	Jul 28, 2026
Instrument	20262553595
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409,353.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3300 DUCK AVE, KEY WEST, FL 33040-4183

Mortgage

Document Number	0002553597,
Date	Jul 28, 2026
Book Page	3394/785
Instrument	20262553597

Lender

Name	FIRST HORIZON BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 14, 2021
Property Address	3300 DUCK AVE, KEY WEST, FL 33040-4183
Document Number	0030890501
Book / Page	3089 / 501
Map Reference	MB 1 PG 189
Instrument Date	Apr 7, 2021
Instrument	2313904
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FLORIDA TITLE PROFESSIONAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,146.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	776 S VILLAGE CIR, 776, TAMPA, FL 33606-2567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 DUCK AVENUE, KEY WEST, FL 33040

Mortgage

Document Number	0003089503
Date	Apr 14, 2021
Instrument	3089/503

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3300 Duck Ave was $4,356, up 4% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,356.00 (+4.01%)	$461,003 Land $268,968 Building $192,035	$461,003 Land $268,968 Building $192,035
2024	$4,188.00 (+12.91%)
2023	$3,709.00 (+4.57%) Homeowner's exemption	$429,179 (+3%)	$442,016 (+6.08%) Land $264,830 Building $177,186
2022	$3,547.00 Homeowner's exemption	$416,679 Land $235,621 Building $181,058	$416,679 Land $235,621 Building $181,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3300 Duck Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 298 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	298 in force
Nearby Flood Claims	232 (1979–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 32 claims Hurricane Wilma, Nov 2005 · 134 claims Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3300 Duck Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on Duck Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures