3304 Bach Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3304 Bach Ave, Cincinnati, OH 45209

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,148 sqft · built 2011
Lot Size0.057 acres (2,483 sqft)
Owner2 Individual Names on Record
Last Sale$595,000 (Jun 2025)
Tax Bill$1,381 (2025)
Deeds & MortgagesMar 2026 Mortgage
Sep 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN050-0005-0031-00

Property Details

APN / Parcel Number

Primary APN050-0005-0031-00
Alternative APN
  • 0084457

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,148 sqft Living Area
Gross Area2,772 sqft
1st Floor Area924 sqft
2nd Floor Area924 sqft
Basement Area924 sqft
Finished Basement300 sqft
Unfinished Basement624 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area2,483 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address3304 BACH AVE
CityCINCINNATI
StateOH
Zip45209-1714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMX
Legal DescriptionNS BACH AVE 0.057 AC PT LOT 66 MILLS & KLINES 1STR2 T4 S28
Legal SubdivisionMILLS & KLINES 1ST
Legal TractA
Legal Lot Number66
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2012
Census Tract5301

Owner

Source: Hamilton County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3304 BACH AVE, A, CINCINNATI, OH 45209-1714
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2026Deed of Trust, Mortgage · VA Mortgage
UMORTGAGE LLC
Sep 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jul 10, 2023Deed of Trust, Mortgage · Line of Credit
THE NORTH SIDE BANK & TRUST CO
Jul 31, 2023Warranty Deed, Transfer · Line of Credit
UNITED WHOLESALE MORTGAGE
Sep 21, 2018Deed of Trust, Mortgage · Line of Credit
PNC BK
Oct 17, 2017Deed of Trust, Mortgage · Conventional with PMI
GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2025 · Amount on Record
Deed SaleJun 24, 2025 · Amount on Record
Prior SaleJul 31, 2023 · Amount on Record
Deed Document Number202546877
Deed Book / Page15443 / 151
Prior Transfer DateJun 21, 2011
Prior Transfer Doc0000000431
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3304 BACH AVE, CINCINNATI, OH 45209-1714
Transaction TypeMortgage
Record UpdatedApr 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3304 BACH AVE, CINCINNATI, OH 45209-1714

Mortgage

Document Number0000017272
DateMar 9, 2026
Book Page15618/1466
Instrument2026-0017272
Lender
NameUMORTGAGE LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19103
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3304 BACH AVE, CINCINNATI, OH 45209-1714
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000115215
DateSep 23, 2021
Book Page14508/1853
Instrument2021-0115215
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3304 BACH AVE, CINCINNATI, OH 45209-1714
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3304 BACH AVE A, A, CINCINNATI, OH 45209-1714

Mortgage

Document Number0000046818
DateJul 10, 2023
Book Page14953/148
Instrument2023-0046818
Lender
NameTHE NORTH SIDE BANK & TRUST CO
TypeBank
AddressCINCINNATI, OH 45223
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 31, 2023
Property Address3304 BACH AVE, CINCINNATI, OH 45209-1714
Document Number0000053071
Book / Page14968 / 1856
Map ReferenceMB B-V2 PG 16
Instrument DateJul 18, 2023
Instrument2023-0053071
Transaction TypeTransfer
Record UpdatedAug 24, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$513.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 11733, NEWARK, NJ 07101-4733

Mortgage

Document Number0000053072
DateJul 31, 2023
Instrument2023-0053072
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3304 BACH AVE, CINCINNATI, OH 45209-1714
Document Number0000089515
Instrument DateSep 21, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3304 BACH AVE CINCINNATI OH 452091714, CINCINNATI, OH 45209-1714

Mortgage

Document Number0000089515
DateOct 8, 2018
Book Page013769/001120
Instrument89515
Lender
NamePNC BK
TypeBank
AddressCINCINNATI, OH 45209
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3304 BACH AVE, CINCINNATI, OH 45209-1714
Document Number0000097746
Book / Page013531 / 000044
Instrument DateOct 17, 2017
Transaction TypeMortgage
Record UpdatedJan 26, 2018
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3304 BACH AVE #A CINCINNATI OH 452091714, A, CINCINNATI, OH 45209-1714

Mortgage

Document Number0000097746
DateOct 25, 2017
Book Page013531/000044
Instrument97746
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45241
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 24, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,381.00 (+3.14%)$132,724 (-) Land $22,351 Building $110,373$379,210 (-) Land $63,860 Building $315,350
2024$1,339.00 (-2.19%)$132,724 (-) Land $22,351 Building $110,373
2023$1,369.00 (+49.13%)$132,724 (+9.73%) Land $22,351 Building $110,373$379,210 (+9.73%) Land $63,860 Building $315,350
2022$918.00 Homeowner's exemption$120,960 Land $13,412 Building $107,548
2020$345,600 Land $38,320 Building $307,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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