Hamilton County property record for 3304 Bach Ave, Cincinnati, OH 45209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,148 sqft · built 2011 |
| Lot Size | 0.057 acres (2,483 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $595,000 (Jun 2025) |
| Tax Bill | $1,381 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-0005-0031-00 |
| Primary APN | 050-0005-0031-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,148 sqft Living Area |
| Gross Area | 2,772 sqft |
| 1st Floor Area | 924 sqft |
| 2nd Floor Area | 924 sqft |
| Basement Area | 924 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 624 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 2,483 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3304 BACH AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45209-1714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMX |
| Legal Description | NS BACH AVE 0.057 AC PT LOT 66 MILLS & KLINES 1STR2 T4 S28 |
| Legal Subdivision | MILLS & KLINES 1ST |
| Legal Tract | A |
| Legal Lot Number | 66 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 5301 |
Source: Hamilton County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3304 BACH AVE, A, CINCINNATI, OH 45209-1714 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · VA Mortgage UMORTGAGE LLC |
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO |
| Jul 31, 2023 | Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE |
| Sep 21, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Oct 17, 2017 | Deed of Trust, Mortgage · Conventional with PMI GENERAL ELECTRIC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2025 · Amount on Record |
| Deed Sale | Jun 24, 2025 · Amount on Record |
| Prior Sale | Jul 31, 2023 · Amount on Record |
| Deed Document Number | 202546877 |
| Deed Book / Page | 15443 / 151 |
| Prior Transfer Date | Jun 21, 2011 |
| Prior Transfer Doc | 0000000431 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3304 BACH AVE, CINCINNATI, OH 45209-1714 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3304 BACH AVE, CINCINNATI, OH 45209-1714 |
| Document Number | 0000017272 |
|---|---|
| Date | Mar 9, 2026 |
| Book Page | 15618/1466 |
| Instrument | 2026-0017272 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19103 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3304 BACH AVE, CINCINNATI, OH 45209-1714 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000115215 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 14508/1853 |
| Instrument | 2021-0115215 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3304 BACH AVE, CINCINNATI, OH 45209-1714 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3304 BACH AVE A, A, CINCINNATI, OH 45209-1714 |
| Document Number | 0000046818 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 14953/148 |
| Instrument | 2023-0046818 |
| Name | THE NORTH SIDE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 31, 2023 |
| Property Address | 3304 BACH AVE, CINCINNATI, OH 45209-1714 |
| Document Number | 0000053071 |
| Book / Page | 14968 / 1856 |
| Map Reference | MB B-V2 PG 16 |
| Instrument Date | Jul 18, 2023 |
| Instrument | 2023-0053071 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $513.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 11733, NEWARK, NJ 07101-4733 |
| Document Number | 0000053072 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 2023-0053072 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3304 BACH AVE, CINCINNATI, OH 45209-1714 |
| Document Number | 0000089515 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3304 BACH AVE CINCINNATI OH 452091714, CINCINNATI, OH 45209-1714 |
| Document Number | 0000089515 |
|---|---|
| Date | Oct 8, 2018 |
| Book Page | 013769/001120 |
| Instrument | 89515 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3304 BACH AVE, CINCINNATI, OH 45209-1714 |
| Document Number | 0000097746 |
| Book / Page | 013531 / 000044 |
| Instrument Date | Oct 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2018 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3304 BACH AVE #A CINCINNATI OH 452091714, A, CINCINNATI, OH 45209-1714 |
| Document Number | 0000097746 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 013531/000044 |
| Instrument | 97746 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2047 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,381.00 (+3.14%) | $132,724 (-) Land $22,351 Building $110,373 | $379,210 (-) Land $63,860 Building $315,350 |
| 2024 | $1,339.00 (-2.19%) | $132,724 (-) Land $22,351 Building $110,373 | |
| 2023 | $1,369.00 (+49.13%) | $132,724 (+9.73%) Land $22,351 Building $110,373 | $379,210 (+9.73%) Land $63,860 Building $315,350 |
| 2022 | $918.00 Homeowner's exemption | $120,960 Land $13,412 Building $107,548 | |
| 2020 | $345,600 Land $38,320 Building $307,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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