3303 Whitegate Rd, Joliet, IL 60431 Property Records

Will County property record for 3303 Whitegate Rd, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,346 sqft · built 1995
Lot Size	0.2 acres (8,871 sqft)
Owner	Individual Name on Record
Last Sale	$403,500 (Jun 2023)
Tax Bill	$7,272 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-35-203-011`

Property Details

APN / Parcel Number

Primary APN	`06-03-35-203-011`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,346 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Roof Material	Shingle
Lot Area	8,871 sqft (0.2 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3303 WHITEGATE RD
City	JOLIET
State	IL
Zip	60431-0634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 113 WEXFORD SUB UNIT 3, BEING A SUB OF PRT OF THE E1/2 OF THE NE1/4 OF SEC 35, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	35
Legal Subdivision	WEXFORD UNIT 3
Legal Lot Number	113
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1007
Census Tract	880414

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3303 WHITEGATE RD, JOLIET, IL 60431-0634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 22, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST AMERICAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	Oct 11, 1995 · Amount on Record
Deed Document Number	202330846
Prior Transfer Date	Oct 6, 1995
Prior Transfer Doc	0000077259
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3303 WHITEGATE RD, JOLIET, IL 60431-0634
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3303 WHITEGATE RD, JOLIET, IL 60431-0634

Mortgage

Document Number	0000010061
Date	Feb 19, 2026
Instrument	R2026010061

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 22, 2023
Property Address	3303 WHITEGATE RD, JOLIET, IL 60431-0634
Document Number	0000030846
Map Reference	DOC R95-8747
Instrument Date	May 19, 2023
Instrument	R2023030846
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$403.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14320 CAPITAL DR, PLAINFIELD, IL 60544-4412

Mortgage

Document Number	0000030847
Date	Jun 22, 2023
Instrument	R2023030847

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2038

Interest

Rate Type	Fixed Rate
Rate	6.5%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3303 WHITEGATE RD, JOLIET, IL 60431-0634
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016373
Date	Apr 10, 2023
Instrument	R2023016373

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 31, 2024

Interest

Rate	9.25%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,272.00 (+21.42%)	$114,307 (+8.45%) Land $22,131 Building $92,176	$342,921 (+8.45%) Land $66,393 Building $276,528
2024		$105,401 (+25.08%) Land $20,407 Building $84,994	$316,203 (+25.08%) Land $61,221 Building $254,982
2022	$5,989.00 Homeowner's exemption	$84,268 (+7%) Land $16,554 Building $67,714	$252,804 (+10.12%) Land $49,662 Building $203,142
2021		$78,755 Land $15,471 Building $63,284
2020			$229,563 Land $45,096 Building $184,467

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	32 (1983–2020)
Claims Outside the SFHA	7 of 32
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 10 claims Severe Storms And Flooding, Sep 2008 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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