3301 Whitegate Rd, Joliet, IL 60431 Property Records

Will County property record for 3301 Whitegate Rd, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,956 sqft · built 1996
Lot Size	0.21 acres (8,962 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Oct 2023)
Tax Bill	$6,847 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-35-203-012`

Property Details

APN / Parcel Number

Primary APN	`06-03-35-203-012`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,956 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Roof Material	Shingle
Lot Area	8,962 sqft (0.21 acres)
Garage Type	Attached
Garage Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3301 WHITEGATE RD
City	JOLIET
State	IL
Zip	60431-0634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 114 WEXFORD SUB UNIT 3, BEING A SUB OF PRT OF THE E1/2 OF THE NE1/4, SEC 35, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	35
Legal Subdivision	WEXFORD UNIT 3
Legal Lot Number	114
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1007
Census Tract	880414

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3301 WHITEGATE RD, JOLIET, IL 60431-0634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 19, 2023	Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jun 6, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Dec 20, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Dec 20, 2017 · Amount on Record
Deed Document Number	202354988
Prior Transfer Date	Oct 11, 1995
Prior Transfer Doc	0000083933
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3301 WHITEGATE RD, JOLIET, IL 60431-0634
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079293
Date	Nov 2, 2022
Instrument	R2022079293

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.37%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 19, 2023
Property Address	3301 WHITEGATE RD, JOLIET, IL 60431-0634
Document Number	0000054988
Map Reference	DOC R95-8747
Instrument Date	Oct 11, 2023
Instrument	R2023054988
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3301 WHITEGATE RD, JOLIET, IL 60431-0634

Mortgage

Document Number	0000054989
Date	Oct 19, 2023
Instrument	R2023054989

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3301 WHITEGATE RD, JOLIET, IL 60431-0634
Document Number	0000045286
Instrument Date	Jun 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3301 WHITEGATE RD JOLIET IL 604310634, JOLIET, IL 60431-0634

Mortgage

Document Number	0000045286
Date	Jun 12, 2020
Instrument	45286

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

Interest

Rate Type	Fixed Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 20, 2017
Property Address	3301 WHITEGATE RD, JOLIET, IL 60431-0634
Document Number	0000099259
Instrument Date	Dec 12, 2017
Instrument	99259
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	918 WESTWOOD AVE JOLIET IL 604362068, JOLIET, IL 60436-2068

Mortgage

Document Number	99260
Date	Dec 20, 2017
Instrument	99260

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,847.00 (+18.32%)	$108,082 (+8.45%) Land $22,131 Building $85,951	$324,246 (+8.45%) Land $66,393 Building $257,853
2024		$99,661 (+25.05%) Land $20,407 Building $79,254	$298,983 (+25.05%) Land $61,221 Building $237,762
2022	$5,787.00 Homeowner's exemption	$79,695 Land $16,554 Building $63,141	$239,085 Land $49,662 Building $189,423

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	32 (1983–2020)
Claims Outside the SFHA	7 of 32
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 10 claims Severe Storms And Flooding, Sep 2008 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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