33025 Cedar Rdg Dr, Stover, MO 65078 Property Records

Morgan County property record for 33025 Cedar Rdg Dr, Stover, MO 65078

Property Summary

Property TypeMobile Home
Details1 ba · 1,800 sqft · built 2017
Lot Size20.9 acres (910,404 sqft)
Owner2 Individual Names on Record
Tax Bill$3,267 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN18-6.0-23-100-004-002.000

Property Details

APN / Parcel Number

Primary APN18-6.0-23-100-004-002.000

Interior

Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,800 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area910,404 sqft

Exterior Amenities

Deck Area1 sqft
Utility Building250 sqft
Boat AccessBoat Access
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address33025 CEDAR RIDGE DR
CitySTOVER
StateMO
Zip65078-1712
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 2 & LAKE ACCESS EASEMENT EMERALD BEACH ESTATES -REPLAT
Legal Range19
Legal Township40
Legal Section23
Legal SubdivisionEMERALD BEACH ESTATE
Legal Block2
Legal Lot Number2
JurisdictionMORGAN MO
Township / Civil DivisionBUFFALO
Census Block Group2
Census Block2024
Census Tract470502

Owner

Source: Morgan County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address33025 CEDAR RIDGE DR, STOVER, MO 65078-1712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN MO
Property Address33025 CEDAR DR, STOVER, MO 65078-1714
Transaction TypeMortgage
Record UpdatedSep 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 11004, FAYETTEVILLE, AR 72703-1001

Mortgage

Document Number0202006763
DateNov 20, 2020
Instrument202006763
Lender
NameCENTRAL BANK OF LAKE OF THE OZARKS
TypeBank
AddressOSAGE BEACH, MO 65065
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2040

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyMorgan County
Unified School DistrictMorgan County R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$70,590 (-0.81%) Land $46,683 Building $23,907$371,500 (-0.83%) Land $245,700 Building $125,800
2025$3,267.00 (+20.46%)$71,170 (+24.31%)
2024$374,600 (+24.33%) Land $245,700 Building $128,900
2023$2,712.00 (+1.38%)$57,250
2022$2,675.00$301,300 Land $186,700 Building $114,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 77% of Missouri
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Co-Mo Connect
Fiber
1,000 / 1,000
Wave Internet Technologies
Fixed Wireless
100 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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