32958 Cedar Rdg Dr, Stover, MO 65078 Property Records

Morgan County property record for 32958 Cedar Rdg Dr, Stover, MO 65078

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,456 sqft · built 2003
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Aug 2022)
Tax Bill	$1,337 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-6.0-14-400-008-008.000`

Property Details

APN / Parcel Number

Primary APN	`18-6.0-14-400-008-008.000`

Interior

Building Area	1,456 sqft Living Area
1st Floor Area	1,064 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Plywood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asbestos
Lot Area	65,340 sqft
Lot Dimensions	365 ft deep x 230 ft wide
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	1 sqft
Utility Building	80 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32958 CEDAR RIDGE DR
City	STOVER
State	MO
Zip	65078-1751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 230 X 365 IRR
Legal Range	19
Legal Township	40
Legal Section	14
Legal Tract	230
Legal Block	1
Jurisdiction	MORGAN MO
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1004
Census Tract	470502

Owner

Source: Morgan County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32958 CEDAR RIDGE DR, STOVER, MO 65078-1751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Aug 19, 2022	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Deed Document Number	20224703
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Property Address	32958 CEDAR RIDGE DR, STOVER, MO 65078-1751
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002556
Date	May 29, 2020
Instrument	202002556

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN MO
Recording Date	Aug 19, 2022
Property Address	32958 CEDAR RIDGE DR, STOVER, MO 65078-1751
Document Number	0202204703
Instrument Date	Aug 19, 2022
Instrument	202204703
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 SCOTTSDALE ST, LAWRENCE, KS 66047-9661

Mortgage

Document Number	0202204704
Date	Aug 19, 2022
Instrument	202204704

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Morgan County
Unified School District	Morgan County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,580 (-) Land $6,802 Building $21,778	$150,400 (-) Land $35,800 Building $114,600
2025	$1,337.00 (+14.67%)	$28,580 (+18.64%) Land $6,802 Building $21,778	$150,400 (-) Land $35,800 Building $114,600
2024			$150,400 (+18.61%) Land $35,800 Building $114,600
2023	$1,166.00 (-0.26%)	$24,090
2022	$1,169.00 (-2.5%)		$126,800 Land $23,900 Building $102,900
2011	$1,199.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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