3302 Loving Rd, Morganton, GA 30560 Property Records

Union County property record for 3302 Loving Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1989
Lot Size	2.28 acres (99,317 sqft)
Owner	Individual Name on File
Last Sale	$193,644 (Feb 2026)
Tax Bill	$1,070 (2025)
Deeds & Mortgages	Feb 2026 Sale & Construction Loan Dec 2017 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002 004`

Property Details

APN / Parcel Number

Primary APN	`002 004`
Alternative APN	`11311`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,296 sqft Heated Area
1st Floor Area	848 sqft
2nd Floor Area	448 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	99,317 sqft (2.28 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	692 sqft
Deck Area	322 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	11311
Street Address	3302 LOVING RD
City	MORGANTON
State	GA
Zip	30560-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST 8 LL 98
Jurisdiction	UNION GA
Township / Civil Division	IVYLOG
Census Block Group	1
Census Block	1050
Census Tract	101

Owner

Source: Union County records · APN 002 004

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	996 STILES RD, EPWORTH, GA 30541-2235
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Warranty Deed, Construction Loan · Construction Mortgage TERLEP TIMOTHY T
Dec 12, 2017	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2026 · Amount on Record
Deed Sale	Feb 10, 2026 · Amount on Record
Prior Sale	Sep 21, 2006
Deed Document Number	D2026-000545
Deed Book / Page	1443 / 107
Record Updated	Jun 08, 2026

February 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UNION GA
Recording Date	Feb 10, 2026
Property Address	3302 LOVING RD, MORGANTON, GA 30560-2720
Document Number	001443/107
Book / Page	1443 / 107
Instrument Date	Jan 30, 2026
Instrument	D2026-000545
Transaction Type	Construction Loan
Record Updated	Mar 09, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1.94
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 STILES RD, EPWORTH, GA 30541-2235

Mortgage

Document Number	D2026000546
Date	Feb 10, 2026
Instrument	D2026-000546

Lender

Name	TERLEP TIMOTHY T

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 01, 2027

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION GA
Property Address	3302 LOVING RD, MORGANTON, GA 30560-2720
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001093/558
Date	Dec 12, 2017
Book Page	1093/558

Lender

Name	AMERICAN ADVISORS GROUP

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.74%
Type Change Date	Dec 01, 2018

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,070.00 (-12.94%)	$99,080 (-1%) Land $15,840 Building $83,240	$247,700 (-1%) Land $39,600 Building $208,100
2023	$1,229.00 (+1.24%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$100,080 Land $15,840 Building $84,240	$250,200 Land $39,600 Building $210,600
2022	$1,214.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2007 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	Oct 1989 · tidal / storm surge

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Based on FCC filings for 11 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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