3276 Loving Rd, Morganton, GA 30560 Property Records

Union County property record for 3276 Loving Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,200 sqft · built 2021
Lot Size	15.9 acres (693,911 sqft)
Owner	Trust Name on File
Last Sale	$150,000 (Dec 2010)
Tax Bill	$2,005 (2025)
Deeds & Mortgages	Dec 2020 Second Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`002 001 A`

Property Details

APN / Parcel Number

Primary APN	`002 001 A`
Alternative APN	`20598`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Heated Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Metal
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	693,911 sqft (15.9 acres)
Garage Type	Mixed
Garage Area	2,176 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	232 sqft
Deck Area	145 sqft
Patio Area	400 sqft
Canopy	800 sqft
Lean-To	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20598
Street Address	3276 LOVING RD
City	MORGANTON
State	GA
Zip	30560-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LD 8 LL 98 & 99
Jurisdiction	UNION GA
Township / Civil Division	IVYLOG
Census Block Group	1
Census Block	1050
Census Tract	101

Owner

3276 Loving Rd is held in a trust since January 2019.

Source: Union County records, as of March 9, 2026

Owner of Record	Trust Name on File
Mailing Address	1418 SE 13TH AVE, DEERFIELD BEACH, FL 33441-7314
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED COMMUNITY BANK
Jan 10, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2010 · Amount on File
Deed Sale	Dec 7, 2010 · Amount on File
Prior Sale	Feb 28, 2006 · Amount on File
Deed Document Number	20102127
Deed Book / Page	852 / 173
Last Transfer Date	Jan 10, 2019
Transfer Doc	0001137/34
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION GA
Property Address	3276 LOVING RD, MORGANTON, GA 30560-2720
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3276 LOVING RD

Mortgage

Document Number	0000001229/0000000139
Date	Dec 10, 2020
Book Page	0000001229/0000000139
Instrument	007541

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jan 1, 2020

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION GA
Recording Date	Jan 10, 2019
Property Address	3276 LOVING RD, MORGANTON, GA 30560-2720
Document Number	0001137/34
Book / Page	1137 / 34
Instrument Date	Jan 10, 2019
Instrument	2019-000060
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1418 SE 13TH AVE, DEERFIELD BEACH, FL 33441-7314

Tax Assessment & Valuation

The 2025 property tax bill for 3276 Loving Rd was $2,005.

Source: Union County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,005.00 Additional exemption filed	$237,212 Land $57,240 Building $179,972	$593,030 Land $143,100 Building $449,930
2023	$2,184.00 (+12.98%) Additional exemption filed	$215,980 Land $57,240 Building $158,740	$539,950 Land $143,100 Building $396,850
2022	$1,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3276 Loving Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	Oct 1989 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3276 Loving Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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