3302 Crossgate Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3302 Crossgate Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,028 sqft · built 1999
Lot Size	0.187 acres (8,140 sqft)
Owner	Individual Name on File
Tax Bill	$7,110 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-12-479-018`

Property Details

APN / Parcel Number

Primary APN	`21-12-479-018`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,028 sqft Living Area
Gross Area	2,484 sqft
1st Floor Area	1,026 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,140 sqft (0.187 acres)
Lot Dimensions	110 ft deep x 74 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3302 CROSSGATE DR
City	BLOOMINGTON
State	IL
Zip	61704-9464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 33 WHITE EAGLE SOUTH
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	WHITE EAGLE SOUTH
Legal Lot Number	33
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1012
Census Tract	1108

Owner

3302 Crossgate Dr is owned and occupied by an individual who acquired it in October 2010.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	3302 CROSSGATE DR, BLOOMINGTON, IL 61704-9464
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · USDA Mortgage CEFCU
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit CEFCU
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 22, 2010
Transfer Doc	0000031540
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3302 CROSSGATE DR, BLOOMINGTON, IL 61704-9464
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3302 CROSSGATE DR, BLOOMINGTON, IL 61704-9464

Mortgage

Document Number	202600000336
Date	Jan 8, 2026
Instrument	2026-00000336

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	12.7%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3302 CROSSGATE DR, BLOOMINGTON, IL 61704-9464
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400000010
Date	Jan 2, 2024
Instrument	2024-00000010

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3302 CROSSGATE DR, BLOOMINGTON, IL 61704-9464
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100008148
Date	Apr 7, 2021
Instrument	2021-00008148

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2026

Interest

Rate Type	Fixed Rate
Rate	5.99%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,187 Land $22,266 Building $77,921	$300,561 Land $66,798 Building $233,763
2024	$7,110.00 (+14.02%)
2023	$6,236.00	$79,604 Land $17,691 Building $61,913	$238,812 Land $53,073 Building $185,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3302 Crossgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3302 Crossgate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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