3301 Valencia Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 3301 Valencia Rd, Aptos, CA 95003

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,500 sqft · built 1980
Lot Size	2.12 acres (92,478 sqft)
Owner	Individual Name on Record
Last Sale	$1,650,000 (Nov 2023)
Tax Bill	$17,471 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Dec 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-751-01`

Property Details

APN / Parcel Number

Primary APN	`041-751-01`
Alternative APNs	`041-751-01-000` `04126112000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,500 sqft Living Area
Gross Area	3,033 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	92,478 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	533 sqft
Parking Spaces	2 Parking Spaces
Deck Area	386 sqft
Patio Area	386 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	3301 VALENCIA RD
City	APTOS
State	CA
Zip	95003-9630
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Subdivision	LAND CONVEYED TO E R LAWRENCE
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1001
Census Tract	122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3301 VALENCIA RD, APTOS, CA 95003-9630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 18, 2018	Intrafamily Transfer, Transfer · Line of Credit BAY FCU
Dec 19, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2023 · Amount on Record
Deed Sale	Nov 9, 2023 · Amount on Record
Deed Document Number	202321708
Prior Transfer Date	Jan 4, 2023
Prior Transfer Doc	0000000544
Record Updated	Sep 20, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 9, 2023
Property Address	3295 VALENCIA RD, APTOS, CA 95003-9607
Document Number	0000021708
Instrument Date	Nov 6, 2023
Instrument	2023-0021708
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,815.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3301 VALENCIA RD, APTOS, CA 95003-9630

Mortgage

Document Number	0000021709
Date	Nov 9, 2023
Instrument	2023-0021709

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Dec 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.3%
Max Rate	12.3%

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 18, 2018
Property Address	3301 VALENCIA RD, APTOS, CA 95003-9630
Document Number	0000037555
Instrument Date	Dec 12, 2018
Instrument	2018-0037555
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3301 VALENCIA RD, APTOS, CA 95003-9630

Mortgage

Document Number	0000037556
Date	Dec 18, 2018
Instrument	2018-0037556

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Feb 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 19, 2018
Property Address	3301 VALENCIA RD, APTOS, CA 95003-9630
Document Number	0000037743
Instrument Date	Dec 12, 2018
Instrument	37743
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 903 APTOS CA 950010903, APTOS, CA 95001-0903

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 12, 2018
Property Address	3301 VALENCIA RD, APTOS, CA 95003-9630
Document Number	0000036923
Instrument Date	Dec 11, 2018
Instrument	36923
Transaction Type	Transfer
Record Updated	Jan 4, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 903 APTOS CA 950010903, APTOS, CA 95001-0903

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,529,579 (+2%) Land $1,147,184 Building $382,395
2025	$17,471.00 (+504.11%) Homeowner's exemption	$1,499,587 (+572.19%) Land $1,124,690 Building $374,897
2023	$2,892.00 (+4.78%)	$223,090 Land $32,843 Building $190,247	$1,568,160
2022	$2,760.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, Etheric Networks, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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