3301 Ocean Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 3301 Ocean Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Townhouse
Details	5 bd · 4 ba · 1,924 sqft · built 1995
Lot Size	0.024 acres (1,045 sqft)
Owner	2 Individual Names on File
Last Sale	$876,000 (Jun 2021)
Tax Bill	$4,315 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`6314.13.22.1716000`

Property Details

APN / Parcel Number

Primary APN	`6314.13.22.1716000`
Alternative APNs	`550590` `26567`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,924 sqft Heated Area
Gross Area	1,457 sqft
1st Floor Area	156 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Vinyl
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,045 sqft (0.024 acres)
View / Lot	Waterfront / Beach
Deck Area	52 sqft
Shed	1 Shed
Shed Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	26567
Street Address	3301 OCEAN DR
City	EMERALD ISLE
State	NC
Zip	28594
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	WEST LOT DIDJERIDU TOWNHOME
Legal Subdivision	EMERALD ISLE BY THE SEA
Legal Block	22
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1033
Census Tract	970903

Owner

3301 Ocean Dr, a townhouse, is owned by two individuals who bought it in June 2021.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	163 CRESTDALE DR, CLAYTON, NC 27520-5514
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 11, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2021 · Amount on File
Deed Sale	Jun 11, 2021 · Amount on File
Prior Sale	May 11, 2001 · Amount on File
Deed Document Number	20211726046
Deed Book / Page	1726 / 46
Prior Transfer Date	May 10, 2007
Prior Transfer Doc	0012230157
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	3301 OCEAN DR, EMERALD ISLE, NC 28594
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018400319
Date	Oct 29, 2024
Book Page	1840/319
Instrument	1840319

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jun 11, 2021
Property Address	3301 OCEAN DR, EMERALD ISLE, NC 28594
Document Number	0017260046
Book / Page	1726 / 46
Map Reference	MB 32 PG 229
Instrument Date	Jun 1, 2021
Instrument	1726046
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,752.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1507 WATERWAY DR, NORTH MYRTLE BEACH, SC 29582-2589

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 CRESTDALE DR, CLAYTON, NC 27520-5514
Investor	Possibly a Property Investor

Mortgage

Document Number	0001726047
Date	Jun 11, 2021
Instrument	1726-047

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 3301 Ocean Dr was $4,315.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,102,891 (-) Land $504,000 Building $598,891	$1,102,891 (-) Land $504,000 Building $598,891
2025	$4,315.00	$1,102,891 Land $504,000 Building $598,891	$1,102,891 Land $504,000 Building $598,891
2023		$584,040 Building $584,040	$584,040 Building $584,040
2022	$3,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3301 Ocean Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3301 Ocean Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ocean Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures