Carteret County property record for 3205 Ocean Dr, #E, Emerald Isle, NC 28594 · Last verified April 2026
| Property Type | Condominium |
|---|---|
| Details | 5 bd · 4 ba · 2,026 sqft · built 1995 |
| Lot Size | 0.016 acres (728 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,158 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 6314.13.22.2718000 |
| Primary APN | 6314.13.22.2718000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,026 sqft Heated Area |
| Gross Area | 1,282 sqft |
| 1st Floor Area | 91 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 728 sqft (0.016 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 104 sqft |
| Deck Area | 8 sqft |
| Shed | 1 Shed |
| Shed Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 65695 |
|---|---|
| Street Address | 3205 OCEAN DR, E |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UE REFLECTIONS CONDO |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 22 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 970903 |
Source: Carteret County records · APN 6314.13.22.2718000
Assessment roll updated November 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 705 PADDINGTON DR, GREENVILLE, NC 27858-5629 |
| Owner Type | Company |
| Vesting | Et Al (and Others) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 20, 1995 |
| Deed Sale | Oct 20, 1995 |
| Deed Book / Page | 765 / 415 |
| Last Transfer Date | Jan 22, 2008 |
| Transfer Doc | 0012550196 |
| Record Updated | Jun 08, 2026 |
Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,158.00 (-14.88%) | $774,411 (+18.51%) Building $774,411 | $774,411 (+18.51%) Building $774,411 |
| 2023 | $653,480 Building $653,480 | $653,480 Building $653,480 | |
| 2022 | $3,710.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319709031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 760 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured 205 under condo master policies |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024, tidal / storm surge, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Low above 2% of the US · above 1% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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