330 Vat Rd, Osteen, FL 32764 Property Records

Volusia County property record for 330 Vat Rd, Osteen, FL 32764

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,272 sqft · built 1992
Lot Size	5.07 acres (221,285 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,579 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9214-00-00-0021`

Property Details

APN / Parcel Number

Primary APN	`9214-00-00-0021`
Alternative APNs	`32191400000021` `5095410.0` `5095410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,272 sqft Living Area
1st Floor Area	1,684 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Exterior Material	Concrete
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	221,285 sqft (5.07 acres)
Garage Type	Mixed
Garage Area	506 sqft
Carport	Carport
Carport Area	1,700 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	200 sqft
Deck Area	195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	5095410.0
Old Parcel Number	32191400000021
Street Address	330 VAT RD
City	OSTEEN
State	FL
Zip	32764-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-19-32 S 330 FT OF N 1680 FT OF W 671.09 MEAS ON S/L OF NE 1/4 PER OR 3301 PG 0662
Legal Range	32E
Legal Township	19S
Legal Section	14
Legal Subdivision	ACREAGE
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	1
Census Block	1049
Census Tract	91005

Owner

330 Vat Rd is owned and occupied by two individuals who acquired it in May 1989.

Source: Volusia County records, as of December 19, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	330 VAT RD, OSTEEN, FL 32764-9709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 21, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 1989
Deed Sale	May 15, 1989
Deed Document Number	0003301662
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	330 VAT RD, OSTEEN, FL 32764-9709
Document Number	0076804664
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	May 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	330 VAT RD OSTEEN FL 327649709, OSTEEN, FL 32764-9709

Mortgage

Document Number	0076804664
Date	Apr 12, 2019
Book Page	007680/004664
Instrument	72160

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	330 VAT RD, OSTEEN, FL 32764-9709
Document Number	0073800199
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 VAT RD OSTEEN FL 327649709, OSTEEN, FL 32764-9709

Mortgage

Document Number	0073800199
Date	Mar 31, 2017
Book Page	007380/000199
Instrument	64567

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 330 Vat Rd was $2,579 with a homeowner's exemption.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,579.00 Homeowner's exemption	$165,414	$510,492 Land $167,640 Building $342,852
2023	$2,407.00 (+2.51%) Homeowner's exemption	$157,574 (+3%)	$395,425 (+25.74%) Land $149,860 Building $245,565
2022	$2,348.00 Homeowner's exemption	$152,984	$314,474 Land $111,760 Building $202,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 330 Vat Rd in Zone X, an area of minimal flood risk, though there have been 61 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	61 (1994–2024)
Claims Outside the SFHA	11 of 61
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 12 claims Hurricane Ian, Oct 2022 · 18 claims Tropical Storm Fay, Aug 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 330 Vat Rd is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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