320 Vat Rd, Osteen, FL 32764 Property Records

Volusia County property record for 320 Vat Rd, Osteen, FL 32764

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,754 sqft · built 1994
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$31,000 (May 1989)
Tax Bill$1,632 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN9214-00-00-0200

Property Details

APN / Parcel Number

Primary APN9214-00-00-0200
Alternative APNs
  • 32191400000200
  • 5084981.0
  • 5084981

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,754 sqft Living Area
1st Floor Area1,754 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area390 sqft
Shed1 Shed
Shed Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number5084981.0
Old Parcel Number32191400000200
Street Address320 VAT RD
CityOSTEEN
StateFL
Zip32764-9709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal Description14-19-32 S 330 FT OF N 1350 FT OF W 670.88 FT OF E 2650.88 FT MEAS ON N/L OF NE 1/4 PER OR 3301 PGS 0724 & 0725
Legal Range32E
Legal Township19S
Legal Section14
Legal SubdivisionACREAGE
JurisdictionVOLUSIA FL
Township / Civil DivisionDELTONA
Census Block Group1
Census Block1049
Census Tract91005

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address320 VAT RD, OSTEEN, FL 32764-9709
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 1989 · Amount on Record
Deed SaleMay 15, 1989 · Amount on Record
Deed Document Number0003301724
Record UpdatedJun 8, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address320 VAT RD, OSTEEN, FL 32764-9709
Document Number0076601268
Instrument DateJan 28, 2019
Transaction TypeMortgage
Record UpdatedMar 13, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC-OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 VAT RD OSTEEN FL 327649709, OSTEEN, FL 32764-9709

Mortgage

Document Number0076601268
DateFeb 25, 2019
Book Page007660/001268
Instrument37275
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 24, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,632.00 (+0.31%) Homeowner's exemption$120,589 (+5.99%)$349,190 (+12.81%) Land $82,500 Building $266,690
2023$1,627.00 (+3.43%) Homeowner's exemption$113,778 (+3%)$309,530 (+27.85%) Land $74,930 Building $234,600
2022$1,573.00 Homeowner's exemption$110,464$242,110 Land $55,880 Building $186,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 76 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims61 (1994–2024)
Claims Outside the SFHA11 of 61
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 12 claims
  • Hurricane Ian, Oct 2022 · 18 claims
  • Tropical Storm Fay, Aug 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 79% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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