330 S Harrison St, Covington, OH 45318 Property Records

Miami County property record for 330 S Harrison St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,944 sqft · built 1900
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,000 (Oct 2023)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`H19-005570`

Property Details

APN / Parcel Number

Primary APN	`H19-005570`
Alternative APNs	`080529.3-24-008-00` `H19SH017 00900`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	2,864 sqft
Upper Floors Area	512 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	126 ft deep x 72 ft wide
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	330 S HARRISON ST
City	COVINGTON
State	OH
Zip	45318-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 437 66 & 6 VAC ALLEY
Legal Subdivision	MALER ET AL
Legal Lot Number	437
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2066
Census Tract	325000

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	330 S HARRISON ST, COVINGTON, OH 45318-1153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENVILLE FEDERAL
Jun 4, 2018	Warranty Deed, Transfer · Conventional with PMI GREENVILLE FED'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2023 · Amount on Record
Deed Sale	Oct 10, 2023 · Amount on Record
Prior Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	202311203
Prior Transfer Date	Oct 2, 2023
Prior Transfer Doc	0000011203
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 10, 2023
Property Address	330 S HARRISON ST, COVINGTON, OH 45318-1153
Document Number	0000011203
Instrument Date	Oct 2, 2023
Instrument	2023OR-11203
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	330 S HARRISON ST, COVINGTON, OH 45318-1153

Mortgage

Document Number	0000011204
Date	Oct 10, 2023
Instrument	2023OR-11204

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 12, 2021
Property Address	330 S HARRISON ST, COVINGTON, OH 45318-1153
Document Number	0000019699
Instrument Date	Aug 7, 2021
Instrument	2021OR-19699
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 S HARRISON ST, 330, COVINGTON, OH 45318-1153

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	330 S HARRISON ST, COVINGTON, OH 45318-1153

Mortgage

Document Number	0000019700
Date	Nov 12, 2021
Instrument	2021OR-19700

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	330 S HARRISON ST, COVINGTON, OH 45318-1153
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015795
Date	Oct 26, 2020
Instrument	2020OR-15795

Lender

Name	GREENVILLE FEDERAL
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 4, 2018
Property Address	330 S HARRISON ST, COVINGTON, OH 45318-1153
Document Number	0000006709
Instrument Date	May 24, 2018
Instrument	6709
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.80
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 S HARRISON ST COVINGTON OH 453181153, COVINGTON, OH 45318-1153

Mortgage

Document Number	6710
Date	Jun 4, 2018
Instrument	6710

Lender

Name	GREENVILLE FED'L
Type	Funding / Finance Company
Address	GREENVILLE, OH 45331

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2048

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,126.00 (+19.51%) Homeowner's exemption	$70,390 (+48.19%) Land $11,410 Building $58,980	$201,100 (+48.19%) Land $32,600 Building $168,500
2024	$1,779.00 (+3.85%) Homeowner's exemption	$47,500 (-) Land $12,320 Building $35,180
2023	$1,713.00 (-3.44%) Homeowner's exemption	$47,500 (-) Land $12,320 Building $35,180	$135,700 (-) Land $35,200 Building $100,500
2022	$1,774.00 Homeowner's exemption	$47,500 Land $12,320 Building $35,180	$135,700 Land $35,200 Building $100,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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