318 S Harrison St, Covington, OH 45318 Property Records

Miami County property record for 318 S Harrison St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$35,900 (Mar 2012)
Tax Bill	$1,659 (2025)
Deeds & Mortgages	Apr 2022 Transfer Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`H19-005550`

Property Details

APN / Parcel Number

Primary APN	`H19-005550`
Alternative APNs	`080529.3-24-005-00` `H19SH017 01100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,596 sqft Living Area
1st Floor Area	1,848 sqft
Upper Floors Area	672 sqft
Basement Area	336 sqft
Unfinished Basement	336 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	126 ft deep x 70 ft wide
Porch	Slab
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	318 S HARRISON ST
City	COVINGTON
State	OH
Zip	45318-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 435 70
Legal Lot Number	435
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2066
Census Tract	325000

Owner

318 S Harrison St is owned and occupied by an individual who acquired it in March 2022.

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	318 S HARRISON ST, COVINGTON, OH 45318-1153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Intrafamily Transfer, Transfer
Sep 1, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2012 · Amount on File
Deed Sale	Mar 16, 2012 · Amount on File
Prior Sale	Jan 11, 2012 · Amount on File
Last Transfer Date	Mar 22, 2022
Transfer Doc	0000006233
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Apr 19, 2022
Property Address	318 S HARRISON ST, COVINGTON, OH 45318-1153
Document Number	0000006233
Instrument Date	Mar 22, 2022
Instrument	2022OR-06233
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5220 W SHEARER RD, WEST MILTON, OH 45383-9714

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 1, 2022
Property Address	318 S HARRISON ST, COVINGTON, OH 45318-1153
Document Number	0000013119
Instrument Date	Mar 22, 2022
Instrument	2022OR-13119
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	318 S HARRISON ST, COVINGTON, OH 45318-1153

Tax Assessment & Valuation

The 2025 property tax bill for 318 S Harrison St was $1,659, up 95.9% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,659.00 (+95.87%)	$53,590 (+33.24%) Land $11,240 Building $42,350	$153,100 Land $32,100 Building $121,000
2024	$847.00 (-42.92%)	$40,220 (-) Land $12,180 Building $28,040
2023	$1,484.00 (-3.45%)	$40,220 (-) Land $12,180 Building $28,040	$114,900 (-) Land $34,800 Building $80,100
2022	$1,537.00	$40,220 Land $12,180 Building $28,040	$114,900 Land $34,800 Building $80,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 318 S Harrison St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 S Harrison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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