Bergen County and Ramsey Borough property record for 33 White Ter, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,512 sqft · built 1953 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $610,000 (Jun 2023) |
| Tax Bill | $10,608 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04603-0000-00024 |
| Primary APN | 48-04603-0000-00024 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 103 ft deep x 76 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 33 WHITE TER |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.180AC |
| Legal Subdivision | JAMES J RUSSO |
| Legal Block | 4603 |
| Legal Lot Number | 24 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 33 WHITE TER, RAMSEY, NJ 07446-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 19, 2023 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Jun 19, 2023 | Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2023 · Amount on Record |
| Deed Sale | Jun 19, 2023 · Amount on Record |
| Prior Sale | Aug 7, 2002 · Amount on Record |
| Deed Document Number | 202339662 |
| Deed Book / Page | 5016 / 1400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 33 WHITE TER, RAMSEY, NJ 07446-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0049740691 |
|---|---|
| Date | Apr 19, 2023 |
| Book Page | 4974/691 |
| Instrument | 2023026158 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 8, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 19, 2023 |
| Property Address | 33 WHITE TER, RAMSEY, NJ 07446-1616 |
| Document Number | 0050161400 |
| Book / Page | 5016 / 1400 |
| Instrument Date | May 8, 2023 |
| Instrument | 2023039662 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,458.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21141 SAND DOLLAR TRL, LEWES, DE 19958-6814 |
| Name | Verified Name |
|---|---|
| Address | 33 WHITE TER, RAMSEY, NJ 07446-1616 |
| Document Number | 2023039663 |
|---|---|
| Date | Jun 19, 2023 |
| Instrument | 2023039663 |
| Name | KEYSTONE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $552,400 (+7.22%) Land $322,000 Building $230,400 | $552,400 (+7.22%) Land $322,000 Building $230,400 | |
| 2025 | $10,608.00 (-5.52%) | $515,200 (+29.48%) Land $287,000 Building $228,200 | $515,200 (+29.48%) Land $287,000 Building $228,200 |
| 2024 | $11,228.00 (+7.59%) | ||
| 2023 | $397,900 (-) Land $248,500 Building $149,400 | $397,900 (-) Land $248,500 Building $149,400 | |
| 2022 | $10,436.00 (+1.15%) | $397,900 Land $248,500 Building $149,400 | $397,900 Land $248,500 Building $149,400 |
| 2021 | $10,317.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures