Bergen County and Ramsey Borough property record for 22 White Ter, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,823 sqft · built 1950 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $13,396 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04603-0000-00016 |
| Primary APN | 48-04603-0000-00016 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,823 sqft Living Area |
| 1st Floor Area | 1,823 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 9,888 sqft (0.227 acres) |
| Lot Dimensions | 152 ft deep x 65 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 22 WHITE TER |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.227AC |
| Legal Block | 4603 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 WHITE TER, RAMSEY, NJ 07446-1617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2000 |
| Deed Sale | Nov 22, 2000 |
| Prior Sale | Nov 22, 2000 |
| Deed Book / Page | 10526 / 799 |
| Record Updated | Sep 20, 2026 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $688,900 (+5.89%) Land $329,100 Building $359,800 | $688,900 (+5.89%) Land $329,100 Building $359,800 | |
| 2025 | $13,396.00 (-4.08%) | $650,600 (+31.46%) Land $294,100 Building $356,500 | $650,600 (+31.46%) Land $294,100 Building $356,500 |
| 2024 | $13,966.00 (+7.59%) | ||
| 2023 | $494,900 Land $252,000 Building $242,900 | $494,900 Land $252,000 Building $242,900 | |
| 2022 | $12,981.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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