33 Wawai Loop, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 33 Wawai Loop, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1975
Lot Size	0.212 acres (9,211 sqft)
Owner	2 Individual Names on Record
Tax Bill	$229 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-2-5-036-009`

Property Details

APN / Parcel Number

Primary APN	`3-2-5-036-009`
Alternative APNs	`3-2-5-036-009-0000` `250360090000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	9,211 sqft (0.212 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	176 sqft

Location & Zoning

Street Address	33 WAWAI LOOP
City	HILO
State	HI
Zip	96720-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1B
Legal Description	LOT 11 9,211 SF FP 777 KAUMANA-LANI S/D
Legal Subdivision	KAUMANA LANI
Legal Lot Number	11
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	3
Census Block	3001
Census Tract	20802

Owner

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	68-3587 KUPUNAHINE ST, WAIKOLOA, HI 96738-5314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP
Oct 1, 2025	Transfer on Death Deed, Transfer
Oct 24, 2019	Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 9, 2025
Transfer Doc	9405000454
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	33 WAWAI LOOP, HILO, HI 96720-1725
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A86700712
Date	Sep 27, 2023
Instrument	A-86700712

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAWAII HI
Recording Date	Oct 1, 2025
Property Address	33 WAWAI LOOP, HILO, HI 96720-1725
Document Number	A9405000454
Instrument Date	Sep 9, 2025
Instrument	A-9405000454
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 WAWAI LOOP, HILO, HI 96720-1725

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	68-3587 KUPUNAHINE ST, WAIKOLOA, HI 96738-5314

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	33 WAWAI LOOP, HILO, HI 96720-1725
Document Number	0A72430561
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	33 WAWAI LOOP HILO HI 967201725, HILO, HI 96720-1725

Mortgage

Document Number	0A72430561
Date	Oct 31, 2019
Instrument	A72430561

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,500 (+2.99%) Land $59,200 Building $106,300	$398,600 (-) Land $170,300 Building $228,300
2025	$229.00 (+14.5%) Homeowner's exemption	$160,700 (+3.01%) Land $59,200 Building $101,500	$398,600 (+3.99%) Land $170,300 Building $228,300
2024		$156,000 (+2.97%) Land $59,200 Building $96,800	$383,300 (+8.55%) Land $162,100 Building $221,200
2023	$200.00 (-13.42%) Homeowner's exemption	$151,500 Land $59,200 Building $92,300	$353,100 Land $147,400 Building $205,700
2022	$231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Aug 2018 · Hurricane Lane

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Hawaii
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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