25 Wawai Loop, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 25 Wawai Loop, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,472 sqft · built 1971
Lot Size	0.191 acres (8,315 sqft)
Owner	2 Individual Names on File
Tax Bill	$328 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-2-5-036-007`

Property Details

APN / Parcel Number

Primary APN	`3-2-5-036-007`
Alternative APNs	`3-2-5-036-007-0000` `250360070000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	8,315 sqft (0.191 acres)
Garage Area	720 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	25 WAWAI LOOP
City	HILO
State	HI
Zip	96720-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1B
Legal Description	LOT 9 8,315 SF FP 777 KAUMANA-LANI S/D
Legal Subdivision	KAUMANA LANI
Legal Lot Number	9
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	3
Census Block	3001
Census Tract	20802

Owner

25 Wawai Loop is owned by two individuals who acquired it in June 2019.

Source: State of Hawaii and Hawaii County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1602, HILO, HI 96721-1602
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jul 11, 2025	Intrafamily Transfer, Transfer
Aug 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 28, 2019
Transfer Doc	0071530632
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	25 WAWAI LOOP, HILO, HI 96720-1725
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A9495000054
Date	Dec 30, 2025
Instrument	A-9495000054

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAWAII HI
Recording Date	Jul 11, 2025
Property Address	25 WAWAI LOOP, HILO, HI 96720-1725
Document Number	A9323000727
Instrument Date	Jun 30, 2025
Instrument	A-9323000727
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 1602, HILO, HI 96721-1602

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAWAII HI
Recording Date	Aug 2, 2019
Property Address	25 WAWAI LOOP, HILO, HI 96720-1725
Document Number	0A71530632
Instrument Date	Jun 28, 2019
Instrument	A71530632
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2718 PALI HWY HONOLULU HI 968177402, HONOLULU, HI 96817-7402

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAWAII HI
Recording Date	Aug 2, 2019
Property Address	25 WAWAI LOOP, HILO, HI 96720-1725
Document Number	0A71530633
Instrument Date	Jun 21, 2019
Instrument	A71530633
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1602 HILO HI 967211602, HILO, HI 96721-1602

Tax Assessment & Valuation

The 2025 property tax bill for 25 Wawai Loop was $328.

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,600 (+107.19%) Land $168,000 Building $298,600	$466,600 (+7.46%) Land $168,000 Building $298,600
2025	$328.00	$225,200 (+3.02%) Land $43,300 Building $181,900	$434,200 (+4.73%) Land $168,000 Building $266,200
2024		$218,600 (+3.02%) Land $43,300 Building $175,300	$414,600 (+8.45%) Land $159,900 Building $254,700
2023	$367.00 Homeowner's exemption	$212,200 Land $43,300 Building $168,900	$382,300 Land $145,400 Building $236,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Wawai Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Aug 2018 · Hurricane Lane

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Wawai Loop is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Hawaii
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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