Somerset County and Watchung Borough property record for 33 Ridge Rd, Watchung, NJ 07069
| Property Type | Single Family Home |
|---|---|
| Details | 2,059 sqft · built 1964 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $645,000 (Feb 2007) |
| Tax Bill | $16,459 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jan 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-04303-0000-00007 |
| Primary APN | 21-04303-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,059 sqft Living Area |
| 1st Floor Area | 2,059 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 65,340 sqft |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 33 RIDGE RD |
|---|---|
| City | WATCHUNG |
| State | NJ |
| Zip | 07069-5426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-R |
| Legal Description | ADDITIONAL LOTS: OID 43 B.10 |
| Legal Subdivision | FRONTIER ESTATE |
| Legal Block | 4303 |
| Legal Lot Number | 7 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WATCHUNG |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 52300 |
Source: Somerset County and Watchung Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 33 RIDGE RD, WATCHUNG, NJ 07069-5426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2022 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Jan 27, 2022 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MLB RESIDENTIAL LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2007 · Amount on Record |
| Deed Sale | Feb 27, 2007 · Amount on Record |
| Prior Sale | Feb 15, 2002 · Amount on Record |
| Deed Book / Page | 5998 / 1732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 33 RIDGE RD, WATCHUNG, NJ 07069-5426 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 33 RIDGE RD, WATCHUNG, NJ 07069-5426 |
| Document Number | 0000046824 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 7481/2565 |
| Instrument | 2022046824 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 33 RIDGE RD, WATCHUNG, NJ 07069-5426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003948 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 7420/818 |
| Instrument | 2022003948 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 33 RIDGE RD, WATCHUNG, NJ 07069-5426 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000017468 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 7320/3749 |
| Instrument | 2021017468 |
| Name | MLB RESIDENTIAL LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SPRINGFIELD, NJ 07081 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Watchung Borough |
| Elementary School District | Watchung Borough School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $893,800 (+6%) Land $364,800 Building $529,000 | $893,800 (+6%) Land $364,800 Building $529,000 | |
| 2025 | $16,459.00 (+6.57%) | $843,200 (+15.65%) Land $340,900 Building $502,300 | $843,200 (+15.65%) Land $340,900 Building $502,300 |
| 2024 | $15,444.00 (+4.55%) | ||
| 2023 | $729,100 Land $289,200 Building $439,900 | $729,100 Land $289,200 Building $439,900 | |
| 2022 | $14,772.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 4 condo units |
| Nearby Flood Claims | 4 (1978–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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