Somerset County and Watchung Borough property record for 1 Ridge Rd, Watchung, NJ 07069
| Property Type | Single Family Home |
|---|---|
| Details | 6,067 sqft · built 1965 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,207,500 (May 2021) |
| Tax Bill | $26,028 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-04303-0000-00008 |
| Primary APN | 21-04303-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,067 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 65,340 sqft |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1 RIDGE RD |
|---|---|
| City | WATCHUNG |
| State | NJ |
| Zip | 07069-5426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-R |
| Legal Description | ADDITIONAL LOTS: OID 43 B.11 |
| Legal Subdivision | FRONTIER ESTATES |
| Legal Block | 4303 |
| Legal Lot Number | 8 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WATCHUNG |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 52300 |
Source: Somerset County and Watchung Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 RIDGE RD, WATCHUNG, NJ 07069-5426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2021 · Amount on Record |
| Deed Sale | May 25, 2021 · Amount on Record |
| Prior Sale | Nov 8, 2010 · Amount on Record |
| Deed Document Number | 202132988 |
| Deed Book / Page | 7346 / 2502 |
| Prior Transfer Date | Nov 14, 2008 |
| Prior Transfer Doc | 0000053912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 25, 2021 |
| Property Address | 1 RIDGE RD, WATCHUNG, NJ 07069-5426 |
| Document Number | 0000032988 |
| Book / Page | 7346 / 2502 |
| Instrument Date | May 5, 2021 |
| Instrument | 2021032988 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | ABLE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,085.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 58 RUDE RD, 58, WAYMART, PA 18472-6025 |
| Name | Verified Name |
|---|---|
| Address | 1 RIDGE RD, WATCHUNG, NJ 07069-5426 |
| Document Number | 0000032989 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021032989 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 1 RIDGE RD, WATCHUNG, NJ 07069-5426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005303 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 7100/1545 |
| Instrument | 2019005303 |
| Name | PINNACLE MORTGAGE INC |
|---|---|
| Type | Lending Institution |
| Address | EAST HANOVER, NJ 07936 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Watchung Borough |
| Elementary School District | Watchung Borough School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,410,100 (+5.75%) Land $364,800 Building $1,045,300 | $1,410,100 (+5.75%) Land $364,800 Building $1,045,300 | |
| 2025 | $26,028.00 (+6.3%) | $1,333,400 (+15.12%) Land $340,900 Building $992,500 | $1,333,400 (+15.12%) Land $340,900 Building $992,500 |
| 2024 | $24,485.00 (+4.2%) | ||
| 2023 | $1,158,300 Land $289,200 Building $869,100 | $1,158,300 Land $289,200 Building $869,100 | |
| 2022 | $23,497.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 4 condo units |
| Nearby Flood Claims | 4 (1978–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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