33 Ramsgate Dr, Saint Louis, MO 63132 Property Records

St. Louis County property record for 33 Ramsgate Dr, Saint Louis, MO 63132 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 6,953 sqft · built 2016
Lot Size	1.26 acres (54,886 sqft)
Owner	Individual Name on File
Last Sale	$399,000 (Dec 2025)
Tax Bill	$19,535 (2025)
Deeds & Mortgages	May 2024 Line of Credit Jul 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`18L-43-0533`

Property Details

APN / Parcel Number

Primary APN	`18L-43-0533`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	6,953 sqft Living Area
Gross Area	7,912 sqft
1st Floor Area	1,676 sqft
Basement Area	1,600 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	54,886 sqft (1.26 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	959 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	64 sqft
Porch	Slab
Porch Area	110 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	33 RAMSGATE DR
City	SAINT LOUIS
State	MO
Zip	63132-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAMSGATE ADDITION LOT 4
Legal Subdivision	RAMSGATE ADDITION
Legal Lot Number	4
Jurisdiction	ST LOUIS MO
Township / Civil Division	CREVE COEUR
Census Block Group	4
Census Block	4003
Census Tract	215500

Owner

Source: St. Louis County records · APN 18L-43-0533

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	33 RAMSGATE DR, SAINT LOUIS, MO 63132-4116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 31, 2024	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit MIDWEST BANK CENTRE
Dec 11, 2025	Intrafamily Transfer, Transfer · Line of Credit WEST COMMUNITY CU
Mar 31, 2023	Intrafamily Transfer, Transfer CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP
Mar 31, 2023	Intrafamily Transfer, Transfer · Line of Credit FIRST COMMUNITY CU
Mar 19, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Feb 28, 2017	Warranty Deed, Subdivision Related Transfer PRIVATEBANK & TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Mar 19, 2021 · Amount on Record
Deed Document Number	2025311
Prior Transfer Date	Sep 12, 2005
Prior Transfer Doc	0167800927
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	33 RAMSGATE DR, SAINT LOUIS, MO 63132-4116
Transaction Type	Mortgage
Record Updated	Feb 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 RAMSGATE DR, SAINT LOUIS, MO 63132-4116

Mortgage

Document Number	2024053100320
Date	May 31, 2024
Instrument	2024053100320

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	33 RAMSGATE DR, SAINT LOUIS, MO 63132-4116
Transaction Type	Mortgage
Record Updated	Feb 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 RAMSGATE DR, SAINT LOUIS, MO 63132-4116

Mortgage

Document Number	2022071400036
Date	Jul 14, 2022
Instrument	2022071400036

Lender

Name	MIDWEST BANK CENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	May 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Dec 11, 2025
Property Address	33 RAMSGATE DR, SAINT LOUIS, MO 63132-4116
Document Number	2025121100311
Map Reference	MB 350 PG 826&827
Instrument Date	Nov 15, 2025
Instrument	2025121100311
Transaction Type	Transfer
Record Updated	Feb 04, 2026
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 RAMSGATE DR, SAINT LOUIS, MO 63132-4116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 RAMSGATE DR, SAINT LOUIS, MO 63132-4116

Mortgage

Document Number	2025121100312
Date	Dec 11, 2025
Instrument	2025121100312

Lender

Name	WEST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 01, 2045

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Mar 31, 2023
Property Address	33 RAMSGATE DR, SAINT LOUIS, MO 63132-4116
Document Number	2023033100432
Map Reference	MB 350 PG 826&827
Instrument Date	Mar 07, 2023
Instrument	2023033100432
Transaction Type	Transfer
Record Updated	Aug 01, 2023
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 RAMSGATE DR, SAINT LOUIS, MO 63132-4116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 RAMSGATE DR, SAINT LOUIS, MO 63132-4116

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Mar 31, 2023
Property Address	33 RAMSGATE DR, SAINT LOUIS, MO 63132-4116
Document Number	2023033100433
Map Reference	MB 350 PG 826&827
Instrument Date	Mar 07, 2023
Instrument	2023033100433
Transaction Type	Transfer
Record Updated	Aug 01, 2023
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 RAMSGATE DR, SAINT LOUIS, MO 63132-4116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 RAMSGATE DR, SAINT LOUIS, MO 63132-4116

Mortgage

Document Number	2023033100434
Date	Mar 31, 2023
Instrument	2023033100434

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 19, 2021
Property Address	33 RAMSGATE DR, SAINT LOUIS, MO 63132-4116
Document Number	0247382922
Book / Page	24738 / 2922
Map Reference	MB 350 PG 826&827
Instrument Date	Jan 07, 2021
Instrument	2021031900753
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2989 ESTANCIA PL, 2989, CLEARWATER, FL 33761-2646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 RAMSGATE DR, OLIVETTE, MO 63132-4116

Mortgage

Document Number	2021031900754
Date	Mar 19, 2021
Instrument	2021031900754

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Feb 01, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	7.37%

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 28, 2017
Property Address	33 RAMSGATE DR, SAINT LOUIS, MO 63132-4116
Document Number	0224162174
Book / Page	022416 / 002174
Instrument Date	Feb 24, 2017
Instrument	594
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2018
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	33 RAMSGATE DR OLIVETTE MO 63132, OLIVETTE, MO 63132

Mortgage

Document Number	224162178
Date	Feb 28, 2017
Book Page	022416/002178
Instrument	595

Lender

Name	PRIVATEBANK & TR
Type	Funding / Finance Company
Address	7103 W 111TH ST, WORTH, IL 60482-1828

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Olivette City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,535.00 (+12.24%)	$287,570 (+15.77%) Land $100,760 Building $186,810	$1,513,500 (+15.77%) Land $530,300 Building $983,200
2024	$17,405.00 (-1.13%)
2023	$17,604.00 (+6.07%)	$248,390 (+9.46%) Land $75,530 Building $172,860	$1,307,300 (+9.46%) Land $397,500 Building $909,800
2022	$16,597.00	$226,920 Land $61,810 Building $165,110
2021			$1,194,300 Land $325,300 Building $869,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892155004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1994–2022)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2022, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jul 2022 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 264 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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