31 Ramsgate Dr, Saint Louis, MO 63132 Property Records

St. Louis County property record for 31 Ramsgate Dr, Saint Louis, MO 63132

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,808 sqft · built 1931
Lot Size	0.97 acres (42,253 sqft)
Owner	Company Name on Record
Last Sale	$1,224,500 (Jul 2017)
Tax Bill	$16,769 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17L-11-0652`

Property Details

APN / Parcel Number

Primary APN	`17L-11-0652`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,808 sqft Living Area
Gross Area	6,625 sqft
1st Floor Area	1,650 sqft
Basement Area	817 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	42,253 sqft (0.97 acres)
Lot Dimensions	133 ft deep x 207 ft wide
Garage Type	Detached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	1,060 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	31 RAMSGATE DR
City	SAINT LOUIS
State	MO
Zip	63132-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	42SR
Legal Description	RAMSGATE ADDITION LOT 2
Legal Subdivision	RAMSGATE ADDITION
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	CREVE COEUR
Census Block Group	4
Census Block	4003
Census Tract	215500

Owner

Source: St. Louis County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	31 RAMSGATE DR, SAINT LOUIS, MO 63132-4116
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 14, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 18, 2017	Quit Claim Deed, Mortgage WINTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	2017269
Deed Book / Page	22612 / 771
Last Transfer Date	Mar 9, 2018
Transfer Doc	0229390129
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	31 RAMSGATE DR, SAINT LOUIS, MO 63132-4116
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	VISION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0246884375
Date	Mar 3, 2021
Book Page	24688/4375
Instrument	2021030300549

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	BARNHART, MO 63012

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 14, 2018
Property Address	31 RAMSGATE DR, SAINT LOUIS, MO 63132-4116
Document Number	0229390129
Book / Page	022939 / 000129
Instrument Date	Mar 9, 2018
Instrument	83
Transaction Type	Transfer
Record Updated	Apr 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	31 RAMSGATE DR ST LOUIS MO 631324116, ST LOUIS, MO 63132-4116

July 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 18, 2017
Property Address	31 RAMSGATE DR, SAINT LOUIS, MO 63132-4116
Document Number	0226120771
Book / Page	022612 / 000771
Instrument Date	Jul 10, 2017
Instrument	269
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	VISION TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 RAMSGATE DR ST LOUIS MO 631324116, ST LOUIS, MO 63132-4116

Mortgage

Document Number	226120774
Date	Jul 18, 2017
Book Page	022612/000774
Instrument	270

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Olivette City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$203,070 (-15.14%) Land $94,350 Building $108,720	$1,068,800 (-15.14%) Land $496,600 Building $572,200
2024	$16,769.00 (-1.13%)
2023	$16,961.00 (+30.29%)	$239,300 (+34.45%) Land $68,700 Building $170,600	$1,259,500 (+34.45%) Land $361,600 Building $897,900
2022	$13,018.00	$177,990 Land $56,200 Building $121,790
2021			$936,800 Land $295,800 Building $641,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1994–2022)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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