Middlesex County and Reading Town property record for 33 Harvard St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,464 sqft · built 1957 |
| Lot Size | 0.26 acres (11,308 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $407,500 (Jun 2015) |
| Tax Bill | $10,283 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Nov 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:026.0-0000-0154.0 |
| Primary APN | READ M:026.0-0000-0154.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,464 sqft Living Area |
| Gross Area | 4,188 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,308 sqft (0.26 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1120000001000 |
|---|---|
| Street Address | 33 HARVARD ST |
| City | READING |
| State | MA |
| Zip | 01867-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 33 HARVARD ST, READING, MA 01867-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK |
| Nov 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE SAVINGS BANK |
| Jul 24, 2018 | Deed of Trust, Mortgage · Conventional with PMI MELROSE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2015 · Amount on Record |
| Deed Sale | Jun 23, 2015 · Amount on Record |
| Prior Sale | Nov 18, 1998 · Amount on Record |
| Deed Book / Page | 65592 / 597 |
| Transfer Doc | 0000285773 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 33 HARVARD ST, READING, MA 01867-2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080167-385 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 80167/385 |
| Instrument | 77335 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 33 HARVARD ST, READING, MA 01867-2020 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0076130-30 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 76130/30 |
| Instrument | 209725 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 33 HARVARD ST, READING, MA 01867-2020 |
| Document Number | 71391-240 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 33 HARVARD ST READING MA 018672020, READING, MA 01867-2020 |
| Document Number | 71391-240 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 071391/000240 |
| Instrument | 114319 |
| Name | MELROSE BK |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,283.00 (+1.17%) | $902,800 (+4.11%) Land $486,900 Building $415,900 | $788,500 (+3.13%) |
| 2024 | $10,164.00 (+3.24%) | $867,200 (+10.9%) Land $467,700 Building $399,500 | $764,560 |
| 2023 | $9,845.00 | $782,000 Land $421,700 Building $360,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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