Middlesex County and Reading Town property record for 27 Harvard St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,269 sqft · built 1954 |
| Lot Size | 0.276 acres (12,009 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $915,000 (Sep 2023) |
| Tax Bill | $9,525 (2026) |
| Deeds & Mortgages | Sep 2023 Sale Nov 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:026.0-0000-0155.0 |
| Primary APN | READ M:026.0-0000-0155.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,269 sqft Living Area |
| Gross Area | 3,513 sqft |
| Basement Area | 1,418 sqft |
| Unfinished Basement | 567 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,009 sqft (0.276 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1120000001010 |
|---|---|
| Street Address | 27 HARVARD ST |
| City | READING |
| State | MA |
| Zip | 01867-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 HARVARD ST, READING, MA 01867-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 28, 2023 | Quit Claim Deed, Transfer |
| Nov 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Nov 17, 2022 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Jul 18, 2017 | Deed of Trust, Mortgage DIGITAL FCU |
| Oct 15, 2018 | Deed of Trust, Mortgage DIGITAL FCU |
| Nov 2, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Prior Sale | Nov 2, 2018 |
| Deed Document Number | 2023109610 |
| Deed Book / Page | 82042 / 293 |
| Prior Transfer Date | Sep 22, 2023 |
| Prior Transfer Doc | 082042-293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 28, 2023 |
| Property Address | 27 HARVARD ST, READING, MA 01867-2020 |
| Document Number | 082042-293 |
| Book / Page | 82042 / 293 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 109610 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 27 HARVARD ST, READING, MA 01867-2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 27 HARVARD ST, READING, MA 01867-2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 079194-128 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 79194/128 |
| Instrument | 253867 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Dec 1, 2061 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 27 HARVARD ST, READING, MA 01867-2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 080955-479 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 80955/479 |
| Instrument | 169444 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Dec 1, 2062 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 27 HARVARD ST, READING, MA 01867-2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69619-273 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 69619/273 |
| Instrument | 111811 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 27 HARVARD ST, READING, MA 01867-2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71746-493 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 71746/493 |
| Instrument | 158405 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 2, 2018 |
| Property Address | 27 HARVARD ST, READING, MA 01867-2020 |
| Document Number | 71841-183 |
| Book / Page | 071841 / 000183 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 169826 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 27 HARVARD ST READING MA 018672020, READING, MA 01867-2020 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,525.00 (+1.5%) | $869,100 (+5.49%) Land $516,500 Building $349,000 | $953,950 (+0.32%) |
| 2025 | $9,384.00 (-1.22%) | $823,900 (+1.64%) Land $489,500 Building $334,400 | $950,950 (+11.72%) |
| 2024 | $9,500.00 (+3.19%) | $810,600 (+10.86%) Land $470,300 Building $340,300 | $851,200 |
| 2023 | $9,206.00 | $731,200 Land $424,000 Building $307,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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