33 Front St, Lonaconing, MD 21539 Property Records

Allegany County property record for 33 Front St, Lonaconing, MD 21539

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,249 sqft · built 1930
Lot Size	0.144 acres (6,278 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,012 (2025)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-010551`

Property Details

APN / Parcel Number

Primary APN	`10-010551`
Alternative APN	`010551`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,249 sqft Total Area
Attic	Attic
Attic Area	476 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,278 sqft (0.144 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Deck Area	130 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	010551
Street Address	33 FRONT ST
City	LONACONING
State	MD
Zip	21539-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRONT ST LOT 2 PT 1 43X143 43X149
Legal Subdivision	DUDLEY ADD
Legal Lot Number	2
Jurisdiction	ALLEGANY MD
Township / Civil Division	10, LONACONING
Census Block Group	3
Census Block	3037
Census Tract	2100

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33 FRONT ST, LONACONING, MD 21539-1010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	33 FRONT ST, LONACONING, MD 21539-1010
Document Number	0023880109
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 FRONT ST LONACONING MD 215391010, LONACONING, MD 21539-1010

Mortgage

Document Number	0023880109
Date	Jun 15, 2018
Book Page	002388/000109

Lender

Name	CREDIT UNION MTG ASSOC
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Lonaconing Town
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,767 (+26.77%)	$88,700 (+27.99%) Land $9,400 Building $79,300
2025	$1,012.00 (+13.58%)
2023	$891.00	$59,767	$69,300 Land $5,000 Building $64,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1996–2025)
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLAND-LONACONING serves 5,000 people · EPA ID MD0010018
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2025 Turbidity resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20