25 Front St, Lonaconing, MD 21539 Property Records

Allegany County property record for 25 Front St, Lonaconing, MD 21539

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,446 sqft · built 1948
Lot Size0.143 acres (6,250 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (Dec 2012)
Tax Bill$2,041 (2025)
Deeds & MortgagesJun 2021 Second Mortgage
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN10-011906

Property Details

APN / Parcel Number

Primary APN10-011906
Alternative APN
  • 011906

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,446 sqft Total Area
Basement Area300 sqft
Unfinished Basement300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialSiding
Roof MaterialMetal
Lot Area6,250 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide

Exterior Amenities

PorchSlab
Porch Area540 sqft
Deck Area168 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number011906
Street Address25 FRONT ST
CityLONACONING
StateMD
Zip21539-1008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRONT ST-DUDLEY 50X125
JurisdictionALLEGANY MD
Township / Civil Division10, LONACONING
Census Block Group3
Census Block3023
Census Tract2100

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address25 FRONT ST, LONACONING, MD 21539-1008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ACT 1ST FCU
Jun 4, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2012 · Amount on Record
Deed SaleDec 20, 2012 · Amount on Record
Deed Book / Page1927 / 201
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address25 FRONT ST, LONACONING, MD 21539-1008
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002675-0141
DateJun 25, 2021
Book Page2675/141
Lender
NameACT 1ST FCU
TypeCredit Union
AddressCUMBERLAND, MD 21502
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueJun 30, 2036

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateJun 4, 2021
Property Address25 FRONT ST, LONACONING, MD 21539-1008
Document Number002666-0445
Book / Page2666 / 445
Instrument DateApr 23, 2021
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 FRONT ST, LONACONING, MD 21539-1008

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityLonaconing Town
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$142,933 (+46.15%)$149,200 (+6.72%) Land $9,300 Building $139,900
2025$2,041.00 (+39.99%)
2023$1,458.00$97,800$139,800 Land $5,000 Building $134,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1996–2025)
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDLAND-LONACONING
serves 5,000 people · EPA ID MD0010018
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2025
Turbidity
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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