33 Elm St, Coldwater, MI 49036 Property Records

Branch County property record for 33 Elm St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,688 sqft
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,500 (Sep 2015)
Tax Bill	$1,771 (2025)
Deeds & Mortgages	Apr 2024 Transfer May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301-000-000-180-00`

Property Details

APN / Parcel Number

Primary APN	`301-000-000-180-00`

Interior

Full Baths	2 Baths
Building Area	1,688 sqft Building Perimeter
1st Floor Area	1,192 sqft
Basement Area	180 sqft
Unfinished Basement	180 sqft

Exterior

Lot Area	17,860 sqft (0.41 acres)
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	33 ELM ST
City	COLDWATER
State	MI
Zip	49036-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT INT OF N LI PEARL ST WI E LI ELM ST TH ELY ON N LI PEARL ST 11 RDS TH N PAR WI ELM ST 6 RDS TH WLY PAR WI PEARL ST 11
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	2
Census Block	2015
Census Tract	951400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Chicago Street Historic District listed 1975 · 58 contributing resources · NRIS 75000937

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Branch County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33 ELM ST, COLDWATER, MI 49036-2006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Transfer on Death Deed, Transfer
May 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTURY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2015 · Amount on Record
Deed Sale	Sep 25, 2015 · Amount on Record
Prior Sale	Nov 13, 2013 · Amount on Record
Deed Document Number	20156011
Last Transfer Date	Mar 28, 2024
Transfer Doc	0202401358
Record Updated	Oct 29, 2026

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BRANCH MI
Recording Date	Apr 1, 2024
Property Address	33 ELM ST, COLDWATER, MI 49036-2006
Document Number	0202401358
Instrument Date	Mar 28, 2024
Instrument	2024-01358
Transaction Type	Transfer
Record Updated	Apr 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 ELM ST, COLDWATER, MI 49036-2006

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	17714 S VERMILLION SUNSET DR, VAIL, AZ 85641-2735

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	33 ELM ST, COLDWATER, MI 49036-2006
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201903316
Date	May 29, 2019
Instrument	2019-03316

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,750 (+10.82%)	$189,500 (+10.82%)
2025	$1,771.00 (+3.69%)	$85,500 (+34.75%)	$171,000 (+34.75%)
2024	$1,708.00
2023		$63,450	$126,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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