Branch County property record for 15 Elm St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,454 sqft |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,116 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 301-000-000-182-00 |
| Primary APN | 301-000-000-182-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,454 sqft Building Perimeter |
| 1st Floor Area | 814 sqft |
| Basement Area | 336 sqft |
| Unfinished Basement | 336 sqft |
| Lot Area | 8,712 sqft (0.2 acres) |
|---|---|
| Garage Area | 400 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 15 ELM ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-2006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM ON E LI ELM ST INT WI S LI CHICAGO ST TH SLY ON E LI ELM ST 9 RDS TH ELY PAR WI S LI CHICAGO ST 6 RDS TH NLY PAR WI E LI |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 951400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East Chicago Street Historic District listed 1975 · 58 contributing resources · NRIS 75000937 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
15 Elm St is owned and occupied by an individual.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 ELM ST, COLDWATER, MI 49036-2006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 15 Elm St was $1,116, up 3.6% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,200 (+7.06%) | $124,400 (+7.06%) | |
| 2025 | $1,116.00 (+3.62%) | $58,100 | $116,200 |
| 2024 | $1,077.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 15 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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