33 Eagle Lake Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 33 Eagle Lake Dr, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,457 sqft · built 2017
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$458,000 (Mar 2021)
Tax Bill	$5,941 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-12-31-2010-00000-0490`

Property Details

APN / Parcel Number

Primary APN	`35-12-31-2010-00000-0490`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,457 sqft Heated Area
Gross Area	4,600 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	850 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	33 EAGLE LAKE DR
City	FLAGLER BEACH
State	FL
Zip	32136-4382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EAGLE LAKES-PHASE I-SECTION I MB 36 PG 10 LOT 49 OR 1908/123 OR 2052/671 OR 2052/695 OR 2234/1703
Legal Range	31E
Legal Township	12S
Legal Section	35
Legal Subdivision	EAGLE LAKES
Legal Phase	1
Legal Lot Number	49
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2032
Census Tract	60304

Owner

Source: Flagler County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	33 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST
Mar 9, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST
Oct 10, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	Oct 10, 2017 · Amount on Record
Deed Document Number	2021012224
Deed Book / Page	2535 / 1379
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	33 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382

Mortgage

Document Number	0030111145
Date	Dec 9, 2025
Book Page	3011/1145
Instrument	2025049171

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	33 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382

Mortgage

Document Number	0025920744
Date	Aug 6, 2021
Book Page	2592/744
Instrument	2021043137

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	WICHITA FALLS, TX 76308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 9, 2021
Property Address	33 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382
Document Number	0025351379
Book / Page	2535 / 1379
Map Reference	MB 36 PG 10-20
Instrument Date	Feb 25, 2021
Instrument	2021012224
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	VETERANS TITLE INC, VETERANS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,206.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 ZAUN TRL, 27, PALM COAST, FL 32164-5203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382

Mortgage

Document Number	0025351381
Date	Mar 9, 2021
Instrument	2535/1381

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2022

October 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 10, 2017
Property Address	33 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382
Document Number	0022341703
Book / Page	2234 / 1703
Map Reference	MB36 PG10-20
Instrument Date	Sep 21, 2017
Instrument	2017035293
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,562.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5220 SHAD RD STE 202, 5220, JACKSONVILLE, FL 32257-2008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382

Mortgage

Document Number	2017035294
Date	Oct 10, 2017
Instrument	2017035294

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,941.00 (-7.33%) Homeowner's exemption	$462,766 (+0.66%) Land $58,000 Building $404,766	$462,766 (+0.66%) Land $58,000 Building $404,766
2023	$6,411.00 (+5.62%) Homeowner's exemption	$459,749 (+4.35%) Land $58,000 Building $401,749	$459,749 (+4.35%) Land $58,000 Building $401,749
2022	$6,070.00 Homeowner's exemption	$440,573 Land $58,000 Building $382,573	$440,573 Land $58,000 Building $382,573

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	8 (2016–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Metronet Holdings, Verizon.

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