22 Eagle Lake Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 22 Eagle Lake Dr, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,093 sqft · built 2018
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jul 2021)
Tax Bill	$4,697 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-12-31-2010-00000-0840`

Property Details

APN / Parcel Number

Primary APN	`35-12-31-2010-00000-0840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,093 sqft Heated Area
Gross Area	2,756 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Driveway	Driveway
Driveway Area	430 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	22 EAGLE LAKE DR
City	FLAGLER BEACH
State	FL
Zip	32136-4382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EAGLE LAKES-PHASE I-SECTION I MB 36 PG 10 LOT 84 OR 1908/123 OR 1915/205-AMD CT OR 2052/671 OR 2132/1265 OR 2325/297
Legal Range	31E
Legal Township	12S
Legal Section	35
Legal Subdivision	EAGLE LAKES
Legal Phase	1
Legal Lot Number	84
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2014
Census Tract	60304

Owner

Source: Flagler County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGEPROS LLC
Apr 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 23, 2021	Warranty Deed, Transfer · FHA Mortgage KLOZE MORTGAGE CORP
Dec 17, 2018	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Dec 17, 2018 · Amount on Record
Deed Document Number	2021040599
Deed Book / Page	2587 / 1381
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	22 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382

Mortgage

Document Number	0030320886
Date	Feb 24, 2026
Book Page	3032/886
Instrument	2026007995

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	22 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382
Transaction Type	Mortgage
Record Updated	May 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382

Mortgage

Document Number	0027751133
Date	Apr 28, 2023
Book Page	2775/1133
Instrument	2023017755

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 23, 2021
Property Address	22 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382
Document Number	0025871381
Book / Page	2587 / 1381
Map Reference	MB 36 PG 10-20
Instrument Date	Jul 14, 2021
Instrument	2021040599
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	SMART TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 EAGLE LAKE DR, 22, FLAGLER BEACH, FL 32136-4382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382

Mortgage

Document Number	25871383
Date	Jul 23, 2021
Instrument	2587/1383

Lender

Name	KLOZE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 17, 2018
Property Address	22 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382
Document Number	0023250297
Book / Page	2325 / 0297
Map Reference	MB36 PG10-20
Instrument Date	Dec 13, 2018
Instrument	2018046831
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTHERN TITLE HOLDING CO LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,878.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 GULF BREEZE PKWY, 300, GULF BREEZE, FL 32561-4492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 EAGLE LAKE DR, FLAGLER BEACH, FL 32136-4382

Mortgage

Document Number	2018046832
Date	Dec 17, 2018
Instrument	2018046832

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,697.00 (-9.66%) Homeowner's exemption	$374,432 (-0.1%) Land $58,000 Building $316,432	$374,432 (-0.1%) Land $58,000 Building $316,432
2023	$5,199.00 (+28.34%) Homeowner's exemption	$374,825 (+24.72%) Land $58,000 Building $316,825	$374,825 (+24.72%) Land $58,000 Building $316,825
2022	$4,051.00 Homeowner's exemption	$300,539 Land $58,000 Building $242,539	$300,539 Land $58,000 Building $242,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	8 (2016–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Metronet Holdings, Verizon.

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