33 Chris Ter, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 33 Chris Ter, Ringwood, NJ 07456

Property Summary

Property Type	Single Family Home
Details	2,639 sqft · built 1969
Lot Size	1.06 acres (46,348 sqft)
Owner	2 Individual Names on Record
Last Sale	$886,000 (Sep 2026)
Tax Bill	$14,762 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-00757-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`11-00757-0000-00007`
Alternative APN	`110075700007`

Interior

Building Area	2,639 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	46,348 sqft (1.06 acres)
Lot Dimensions	309 ft deep x 150 ft wide

Location & Zoning

Street Address	33 CHRIS TER
City	RINGWOOD
State	NJ
Zip	07456-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HIGH POINT HOMES INC SEC 2
Legal Block	757
Legal Lot Number	7
Jurisdiction	PASSAIC NJ
Township / Civil Division	RINGWOOD
Census Block Group	1
Census Block	1014
Census Tract	216701

Owner

Source: Passaic County and Ringwood Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33 CHRIS TER, RINGWOOD, NJ 07456-2701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC
Sep 2, 2026	Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Apr 11, 2018	Grant Deed, Transfer ACRES LAND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	202630838
Deed Book / Page	5160 / 224
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	Sep 2, 2026
Property Address	33 CHRIS TER, RINGWOOD, NJ 07456-2701
Document Number	0000030839
Book / Page	20118 / 219
Instrument Date	Aug 28, 2026
Instrument	202630839
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	FOUNDATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 CHRISTINA ST, LITTLE FERRY, NJ 07643-1748

Mortgage

Document Number	0000030839,
Date	Sep 2, 2026
Book Page	20118/219
Instrument	202630839

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 2, 2026
Property Address	33 CHRIS TER, RINGWOOD, NJ 07456-2701
Document Number	0000030838
Book / Page	5160 / 224
Instrument Date	Aug 25, 2026
Instrument	202630838
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,486.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030839,
Date	Sep 2, 2026
Instrument	202630839

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	33 CHRIS TER, RINGWOOD, NJ 07456-2701
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	ANTHONY WAYNE TITLE AGENCY LLC, ANTHONY WAYNE TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008060
Date	Feb 3, 2021
Book Page	M16803/201
Instrument	2021008060

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 11, 2018
Property Address	33 CHRIS TER, RINGWOOD, NJ 07456-2701
Document Number	0000016427
Book / Page	003284 / 000278
Instrument Date	Apr 4, 2018
Instrument	16427
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	33 CHRIS TER RINGWOOD NJ 074562701, RINGWOOD, NJ 07456-2701

Tax Assessment & Valuation

Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Ringwood Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Ringwood Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,600 (-) Land $148,700 Building $197,900	$346,600 (-) Land $148,700 Building $197,900
2025	$14,762.00 (+2.31%)	$346,600 (-) Land $148,700 Building $197,900	$346,600 (-) Land $148,700 Building $197,900
2024	$14,429.00 (+5%)
2023		$346,600 Land $148,700 Building $197,900	$346,600 Land $148,700 Building $197,900
2022	$13,742.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Jun 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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