22 Chris Ter, Ringwood, NJ 07456 Property Records

Passaic County and Ringwood Borough property record for 22 Chris Ter, Ringwood, NJ 07456

Property Summary

Property Type	Single Family Home
Details	2,128 sqft · built 1969
Lot Size	1.08 acres (47,271 sqft)
Owner	Company Name on File
Last Sale	$369,500 (Feb 2020)
Tax Bill	$12,658 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00756-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`11-00756-0000-00014`
Alternative APN	`110075600014`

Interior

Building Area	2,128 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	47,271 sqft
Lot Dimensions	290 ft deep x 163 ft wide

Location & Zoning

Street Address	22 CHRIS TER
City	RINGWOOD
State	NJ
Zip	07456-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HIGH POINT HOMES INC SEC 02
Legal Block	756
Legal Lot Number	14
Jurisdiction	PASSAIC NJ
Township / Civil Division	RINGWOOD
Census Block Group	1
Census Block	1015
Census Tract	216701

Owner

22 Chris Ter is owned by a company that bought it in February 2020.

Source: Passaic County and Ringwood Borough records, as of July 8, 2026

Owner of Record	Company Name on File
Mailing Address	22 CHRIS TER, RINGWOOD, NJ 07456-2702
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Feb 25, 2020	Grant Deed, Transfer · Conventional with PMI NJ LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2020 · Amount on File
Deed Sale	Feb 25, 2020 · Amount on File
Prior Sale	Feb 13, 2019
Deed Document Number	202010410
Deed Book / Page	3760 / 292
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	22 CHRIS TER, RINGWOOD, NJ 07456-2702
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021936
Date	Jul 10, 2023
Book Page	M18547/143
Instrument	2023021936

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	22 CHRIS TER, RINGWOOD, NJ 07456-2702
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019379
Date	Mar 18, 2021
Book Page	M16947/256
Instrument	2021019379

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 25, 2020
Property Address	22 CHRIS TER, RINGWOOD, NJ 07456-2702
Document Number	0000010410
Book / Page	003760 / 000292
Instrument Date	Jan 13, 2020
Instrument	10410
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 CHRIS TER RINGWOOD NJ 074562702, RINGWOOD, NJ 07456-2702

Mortgage

Document Number	10413
Date	Feb 25, 2020
Book Page	016027/000098
Instrument	10413

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 22 Chris Ter was $12,658, up 2.3% from the year before.

Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Ringwood Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Ringwood Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,200 (-) Land $148,500 Building $148,700	$297,200 (-) Land $148,500 Building $148,700
2025	$12,658.00 (+2.31%)	$297,200 Land $148,500 Building $148,700	$297,200 Land $148,500 Building $148,700
2024	$12,372.00
2023		$297,200 (-) Land $148,500 Building $148,700	$297,200 (-) Land $148,500 Building $148,700
2022	$11,783.00	$297,200 Land $148,500 Building $148,700	$297,200 Land $148,500 Building $148,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Chris Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Chris Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Jun 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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