Cherokee County property record for 33 Caramel Ln, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,134 sqft Heated Area |
| Lot Size | 49,223 sqft (1.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $230,000 (2020) |
| Tax Bill | $1,643.00 (2025) |
Source: Cherokee County records · APN 454100002118000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 33 CARAMEL LN, MURPHY, NC 28906-8948 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jul 15, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2020 · Amount on Record |
| Deed Sale | Jul 15, 2020 · Amount on Record |
| Prior Sale | Jan 19, 2006 · Amount on Record |
| Deed Doc Number | 3575 |
| Deed Book / Page | 1649 / 678 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 33 CARAMEL LN, MURPHY, NC 28906-8948 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 33 CARAMEL LN, MURPHY, NC 28906-8948 |
| Document Number | 001737/131 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 1737/131 |
| Instrument | 2983 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jul 15, 2020 |
| Property Address | 33 CARAMEL LN, MURPHY, NC 28906-8948 |
| Document Number | 1649/678 |
| Book / Page | 1649 / 678 |
| Instrument Date | Jun 13, 2020 |
| Instrument | 3575 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31500 COLADA DRIFT WAY, 31500, WESLEY CHAPEL, FL 33545-5195 |
| Name | Verified Name |
|---|---|
| Address | 33 CARAMEL LN, MURPHY, NC 28906-8948 |
| Document Number | 1649681 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 1649/681 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,643.00 | $222,600 (-) | $222,600 (-) Land $20,000 Building $202,600 |
| 2023 | $222,600 | $222,600 Land $20,000 Building $202,600 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 68% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 375 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 454100002118000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,134 sqft Heated Area |
| Basement Area | 1,120 sqft Basement |
| Finished Basement | 1,120 sqft Finished |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 49,223 sqft (1.13 acres) |
| Depth X Width | 199 ft x 470 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Deck Area | 346 sqft Deck |
|---|---|
| Porch | Open Porch |
| Porch Area | 320 sqft Porch |
| Topography | Mountain Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 52281 |
|---|---|
| Street Address | 33 CARAMEL LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-8948 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 5-1 APPLE RIDGE 1537/1018 |
| Legal Lot Number | 5-1 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | HOTHOUSE |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 930606 |
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