Cherokee County property record for 115 Caramel Ln, Murphy, NC 28906 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 720 sqft · built 2017 |
| Lot Size | 1.61 acres (70,132 sqft) |
| Owner | Individual Name on File |
| Last Sale | $39,000 (Nov 2005) |
| Tax Bill | $894 (2025) |
| Deeds & Mortgages | Apr 2017 Construction Loan Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 454100002457000 |
| Primary APN | 454100002457000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Heated Area |
| Gross Area | 1,236 sqft |
| 1st Floor Area | 720 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 70,132 sqft (1.61 acres) |
| Lot Dimensions | 269 ft deep x 496 ft wide |
| Terrain | Mountain |
| Garage Type | Mixed |
| Garage Area | 500 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 420 sqft |
| Deck Area | Deck Area |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 44761 |
|---|---|
| Street Address | 115 CARAMEL LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-2527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 APPLE RIDGE SUB 1196/449 |
| Legal Subdivision | RIDGE SUB |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | HOTHOUSE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 930606 |
Source: Cherokee County records · APN 454100002457000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 CARAMEL LN, MURPHY, NC 28906-2527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 07, 2017 | Deed of Trust, Mortgage · Construction Mortgage BRANCH BANKING AND TRUST CO |
| Sep 28, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2005 · Amount on Record |
| Deed Sale | Nov 30, 2005 · Amount on Record |
| Deed Document Number | 200553075 |
| Deed Book / Page | 1196 / 449 |
| Last Transfer Date | Oct 24, 2016 |
| Transfer Doc | 01549/0199 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 115 CARAMEL LN, MURPHY, NC 28906-2527 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01558/0245 |
|---|---|
| Date | Apr 07, 2017 |
| Book Page | 01558/0245 |
| Instrument | 01507 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 115 CARAMEL LN, MURPHY, NC 28906-2527 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 115 CARAMEL LN, MURPHY, NC 28906-2527 |
| Document Number | 1658/226 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 1658/226 |
| Instrument | 5443 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $894.00 | $114,880 (-) | $114,880 (-) Land $16,000 Building $98,880 |
| 2023 | $114,880 | $114,880 Land $16,000 Building $98,880 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 68% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 375 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures