St. Charles County property record for 33 Bay Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,104 sqft · built 1962 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,065 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 908670A000 |
| Primary APN | 908670A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 552 sqft |
| Deck Area | Deck Area |
| Patio Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 908670A000 |
|---|---|
| Street Address | 33 BAY DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-5913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE1 |
| Legal Description | WOODLAND PK HARBOR LOT 33 |
| Legal Subdivision | WOODLAND PK HARBOR |
| Legal Lot Number | 33 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 310100 |
33 Bay Dr is owned and occupied by two individuals who acquired it in May 2023.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 33 BAY DR, SAINT CHARLES, MO 63301-5913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2023 |
| Deed Sale | May 19, 2023 |
| Deed Document Number | 202319160 |
| Prior Transfer Date | May 2, 2023 |
| Prior Transfer Doc | 0000019161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 33 BAY DR, SAINT CHARLES, MO 63301-5913 |
| Document Number | 0067221333 |
| Book / Page | 006722 / 001333 |
| Instrument Date | Mar 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 33 BAY DR ST CHARLES MO 633015913, ST CHARLES, MO 63301-5913 |
| Document Number | 0067221333 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 006722/001333 |
| Instrument | 201410 |
| Name | VILLAGE CAP & INVS |
|---|---|
| Type | Funding / Finance Company |
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 3, 2047 |
The 2025 property tax bill for 33 Bay Dr was $1,065.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,347 (-) | $91,301 (-) Land $2,500 Building $88,801 | |
| 2025 | $1,065.00 | $17,347 | $91,301 Land $2,500 Building $88,801 |
| 2023 | $17,171 | ||
| 2022 | $90,370 Land $2,500 Building $87,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 33 Bay Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 1,900 (1978–2026) |
| Claims Outside the SFHA | 82 of 1,900 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 33 Bay Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brown Dog Networks Fixed Wireless | 50 / 10 |
May also be available: AT&T, T-Mobile.
5G (outdoors only) and 4G LTE
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