St. Charles County property record for 13 Bay Dr, Saint Charles, MO 63301
| Property Type | Residential Vacant Land |
|---|---|
| Details | 1 ba |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $29 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 908100A000 |
| Primary APN | 908100A000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|
| Lot Area | 10,500 sqft |
|---|---|
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Account Number | 908100A000 |
|---|---|
| Old Parcel Number | 908100A000 |
| Street Address | 13 BAY DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-5913 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | AE1 |
| Legal Description | WOODLAND PK HARBOR LOT 13 |
| Legal Range | 05E |
| Legal Township | 48N |
| Legal Subdivision | WOODLAND PK HARBOR |
| Legal Lot Number | 13 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 310100 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 202 PAULINE DR, SAINT CHARLES, MO 63301-6300 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Sep 7, 2018 |
| Last Transfer Date | Apr 10, 2025 |
| Transfer Doc | 0000014125 |
| Record Updated | Jun 8, 2026 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29.00 | $475 (-) | $2,500 (-) Land $2,500 |
| 2023 | $475 | ||
| 2022 | $2,500 Land $2,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 1,900 (1978–2026) |
| Claims Outside the SFHA | 82 of 1,900 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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