33 Arbor St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 33 Arbor St, Ludlow, MA 01056 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Architecture Style	Cape Cod
Year Built	Built 1962
Square Footage	1,536 sqft Living Area
Lot Size	17,685 sqft (0.406 acres)
Last Sale	$95,000 (1994)
Tax Bill	$5,715.00 (2025)

Owner

Source: Hampden County and Ludlow Town records · APN M:27A-00750 B:41 L:0

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	135 CLOVER RD, LUDLOW, MA 01056-1400
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 1994 · Amount on Record
Deed Sale	Jul 29, 1994 · Amount on Record
Last Transfer Date	May 21, 2024
Transfer Doc	025428-468
Record Refreshed	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	33 ARBOR ST, LUDLOW, MA 01056-3706
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22051-39
Date	Feb 05, 2018
Book Page	22051/39
Instrument	6360

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2048

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,715.00 (+1.71%)	$329,400 (+6.05%) Land $87,300 Building $242,100	$359,005 (+1.37%)
2024	$5,619.00 (+5.3%)	$310,600 (+13.56%) Land $87,200 Building $223,400	$354,160
2023	$5,336.00	$273,500 Land $76,600 Building $196,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`M:27A-00750 B:41 L:0`
Alternative APNs	`LUDL M:27A B:750 P:41` `342`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,536 sqft Living Area
Gross Area	5,517 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1962
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	17,685 sqft (0.406 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	342
Street Address	33 ARBOR ST
City	LUDLOW
State	MA
Zip	01056-3706
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	750
Jurisdiction	LUDLOW MA
Minor Civil Division	LUDLOW
Census Blockgroup	1
Census Block	1021
Census Tract	810404